Buena Vista National Bank

1309 Swanwick Street
Chester, IL 62233

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10844
Date Established 1905
Assets $0.21 billion
Loans $0.11 billion
Deposits $0.18 billion
Capital $0.03 billion

Buena Vista National Bank is an FDIC insured institution located in Chester, IL. It was founded in 1905 and has approximately $0.21 billion in assets. Customers can open an account at one of its 8 branches.

For a more detailed analysis of Buena Vista National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Buena Vista National Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Consumer Auto Loans.

Compared to other banks in Illinois, Buena Vista National Bank has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 40.76
Multifamily
Mortgages
1.45
Credit Card Loans 0.00
Consumer Auto Loans 11.50
Small Business Loans 0.00
Construction and Development Loans 5.92
Commercial Real Estate 18.99
Commercial and Industrial Loans 6.95
Farm Loans 3.68

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $500 - Learn MoreShow Less
6 Mo CD 10K
0.25% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.40% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $1 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.15% $25,001 $50,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less
Int Ckg 0K
0.15% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Buena Vista National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,787 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
4.073% 3.990% 0.00 $2,500 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Buena Vista National Bank
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Branches

Buena Vista National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Buena Vista National Bank Locations

Financial Details

Buena Vista National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Buena Vista National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Buena Vista National Bank U.S. Bank Average
4.13% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Buena Vista National Bank had $1,060,000 in non-current loans and $132,000 in owned real estate. To cover these potential losses it had $27,763,000 in equity and $1,125,000 in loans loss reserves. That gives it a Texas Ratio of 4.13%.

Return on Equity
Buena Vista National Bank U.S. Bank Average
9.98% 8.84%

Buena Vista National Bank has a Return on Equity of 9.98% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Buena Vista National Bank U.S. Bank Average
13.02% 12.21%

Buena Vista National Bank has a Capitalization of 13.02% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Buena Vista National Bank Balance Sheet Analysis

As of September 30, 2017, Buena Vista National Bank had assets of $213,278,000, loans of $105,503,000, and deposits of $180,784,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Buena Vista National Bank

Branches and Savings

Is Buena Vista National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #10844.

Why does Buena Vista National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Buena Vista National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Buena Vista National Bank a commercial bank?

Yes

Where are Buena Vista National Bank locations?

See branch locations nearby.

Is Buena Vista National Bank open on Saturdays?

Is Buena Vista National Bank open on Sundays?

What time does Buena Vista National Bank open?

What time does Buena Vista National Bank close?

Are Buena Vista National Bank ATMs Open 24/7?

Do Buena Vista National Bank ATMs accept cash deposits?

Can Buena Vista National Bank customers use other ATMs?

Do Buena Vista National Bank branches have notaries?

Will Buena Vista National Bank notarize my document?

What address for Buena Vista National Bank should I put for incoming ACH transfers?

Will the Buena Vista National Bank branch print checks?

Do Buena Vista National Bank checks expire?

Does Buena Vista National Bank require US citizenship to open account?

Can Buena Vista National Bank close my account?

Does Buena Vista National Bank Report to credit bureaus?

Does Buena Vista National Bank Use Equifax?

What is Buena Vista National Bank's ACH Routing Number?

What is Buena Vista National Bank's SWIFT code?

Products

Does Buena Vista National Bank offer mortgages?

Compare mortgage rates here.

Does Buena Vista National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Buena Vista National Bank offer personal loans?

Compare personal loan rates here.

Does Buena Vista National Bank offer student loans?

Will Buena Vista National Bank cash a check?

Will Buena Vista National Bank redeem a savings bond?

Does Buena Vista National Bank cash savings bonds?

Will Buena Vista National Bank cash money orders?

Can Buena Vista National Bank issue a money order?

Does Buena Vista National Bank do currency exchange?

Background on The Bank

Who owns Buena Vista National Bank?

How long has Buena Vista National Bank been around?

Can Buena Vista National Bank transfer to other banks?

Does Buena Vista National Bank have quick pay?

Does Buena Vista National Bank accept rolled coins?

Will Buena Vista National Bank accept loose change?

Where is Buena Vista National Bank headquarters?

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