CUSB Bank

111 North Elm Street
Cresco, IA 52136

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18443
Date Established 1888
Assets $0.47 billion
Loans $0.33 billion
Deposits $0.39 billion
Capital $0.06 billion

CUSB Bank is an FDIC insured institution located in Cresco, IA. It was founded in 1888 and has approximately $0.47 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of CUSB Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in CUSB Bank’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, CUSB Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.68
Multifamily
Mortgages
0.44
Credit Card Loans 0.04
Consumer Auto Loans 4.58
Small Business Loans 4.49
Construction and Development Loans 1.56
Commercial Real Estate 7.92
Commercial and Industrial Loans 12.48
Farm Loans 29.60

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $500 - Learn MoreShow Less
6 Mo CD 10K
0.40% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.75% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.90% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $2,500 $25,000 Learn MoreShow Less
MM 25K
0.20% $25,001 $50,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CUSB Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to CUSB Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

CUSB Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cusb Bank Locations

Financial Details

CUSB Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CUSB Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CUSB Bank U.S. Bank Average
20.17% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, CUSB Bank had $13,694,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $61,115,000 in equity and $6,781,000 in loans loss reserves. That gives it a Texas Ratio of 20.17%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
CUSB Bank U.S. Bank Average
9.33% 8.58

CUSB Bank has a Return on Equity of 9.33% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
CUSB Bank U.S. Bank Average
12.89% 12.11

CUSB Bank has a Capitalization of 12.89% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CUSB Bank Balance Sheet Analysis

As of June 30, 2017, CUSB Bank had assets of $474,221,000, loans of $334,958,000, and deposits of $392,694,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About CUSB Bank

Branches and Savings

Is CUSB Bank FDIC insured?

Yes. It is covered under FDIC Certificate #18443.

Why does CUSB Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are CUSB Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is CUSB Bank a commercial bank?

Yes

Where are CUSB Bank locations?

See branch locations nearby.

Is CUSB Bank open on Saturdays?

Is CUSB Bank open on Sundays?

What time does CUSB Bank open?

What time does CUSB Bank close?

Are CUSB Bank ATMs Open 24/7?

Do CUSB Bank ATMs accept cash deposits?

Can CUSB Bank customers use other ATMs?

Do CUSB Bank branches have notaries?

Will CUSB Bank notarize my document?

What address for CUSB Bank should I put for incoming ACH transfers?

Will the CUSB Bank branch print checks?

Do CUSB Bank checks expire?

Does CUSB Bank require US citizenship to open account?

Can CUSB Bank close my account?

Does CUSB Bank Report to credit bureaus?

Does CUSB Bank Use Equifax?

What is CUSB Bank's ACH Routing Number?

What is CUSB Bank's SWIFT code?

Products

Does CUSB Bank offer mortgages?

Compare mortgage rates here.

Does CUSB Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does CUSB Bank offer personal loans?

Compare personal loan rates here.

Does CUSB Bank offer student loans?

Will CUSB Bank cash a check?

Will CUSB Bank redeem a savings bond?

Does CUSB Bank cash savings bonds?

Will CUSB Bank cash money orders?

Can CUSB Bank issue a money order?

Does CUSB Bank do currency exchange?

Background on The Bank

Who owns CUSB Bank?

How long has CUSB Bank been around?

Can CUSB Bank transfer to other banks?

Does CUSB Bank have quick pay?

Does CUSB Bank accept rolled coins?

Will CUSB Bank accept loose change?

Where is CUSB Bank headquarters?

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