Cf Bank, National Association

7000 North High Street
Worthington, OH 43085

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28263
Date Established 1892
Assets $0.66 billion
Loans $0.57 billion
Deposits $0.58 billion
Capital $0.06 billion

Cf Bank, National Association is an FDIC insured institution located in Worthington, OH. It was founded in 1892 and has approximately $0.66 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Cf Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Cf Bank, National Association’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Ohio, Cf Bank, National Association has a significantly higher percent of Multifamily Mortgages, Construction and Development Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 23.78
Multifamily
Mortgages
8.39
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 5.81
Construction and Development Loans 12.26
Commercial Real Estate 27.91
Commercial and Industrial Loans 20.54
Farm Loans 0.00

Deposit Rates - June 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.05% $2,501 $5,000 Learn MoreShow Less
Money Market
0.05% $5,001 $99,999 Learn MoreShow Less
Premium Money Market Account
0.05% $5,001 $24,999 Learn MoreShow Less
Premium Money Market Account
0.05% $25,000 $99,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.05% $2,500 - Learn MoreShow Less
6 Mo CD
0.05% $2,500 - Learn MoreShow Less
12 Mo CD
0.40% $2,500 - Learn MoreShow Less
Special: 12 Mo CD
1.75% $5,000 - Learn MoreShow Less
18 Mo CD
0.40% $2,500 - Learn MoreShow Less
24 Mo CD
0.50% $2,500 - Learn MoreShow Less
Special: 24 Mo CD
2.30% $5,000 - Learn MoreShow Less
30 Mo CD
0.50% $2,500 - Learn MoreShow Less
36 Mo CD
0.50% $2,500 - Learn MoreShow Less
Special: 36 Mo CD
2.50% $5,000 - Learn MoreShow Less
48 Mo CD
0.50% $2,500 - Learn MoreShow Less
60 Mo CD
0.50% $2,500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $2,500 - Learn MoreShow Less
Special: 12 Mo FIRA
1.75% $5,000 - Learn MoreShow Less
Special: 24 Mo FIRA
2.30% $5,000 - Learn MoreShow Less
Special: 36 Mo FIRA
2.50% $5,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $24,999 Learn MoreShow Less

Loan Rates - June 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cf Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.636% 3.625% 0.13 $338 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.385% 3.375% 0.13 $312 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to Cf Bank, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Cf Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cf Bank, National Association Locations


Financial Details

Cf Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cf Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Cf Bank, National Association U.S. Bank Average
0.6% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Cf Bank, National Association had $377,000 in non-current loans and $38,000 in owned real estate. To cover these potential losses it had $62,479,000 in equity and $7,011,000 in loans loss reserves. That gives it a Texas Ratio of 0.6%.

Return on Equity
Cf Bank, National Association U.S. Bank Average
10.28% 8.80%

Cf Bank, National Association has a Return on Equity of 10.28% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Cf Bank, National Association U.S. Bank Average
9.41% 12.29%

Cf Bank, National Association has a Capitalization of 9.41% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Cf Bank, National Association Balance Sheet Analysis

As of December 31, 2018, Cf Bank, National Association had assets of $664,284,000, loans of $568,266,000, and deposits of $583,488,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.07 billion
Interest-bearing balances $0.07 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.57 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.60 billion
LIABILITIES
Total deposits $0.58 billion
      Interest-bearing deposits $0.47 billion
      Deposits held in domestic offices $0.58 billion
      % insured (estimated) 72.37%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.60 billion
      Shareholders’ Equity $0.06 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.02 billion
Total Interest Expense $0.01 billion
Net interest income $0.02 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.01 billion

Frequently Asked Questions About Cf Bank, National Association

Branches and Savings

Is Cf Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #28263.

Why does Cf Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Cf Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Cf Bank, National Association a commercial bank?

Yes

Where are Cf Bank, National Association locations?

See branch locations nearby.

Is Cf Bank, National Association open on Saturdays?

Is Cf Bank, National Association open on Sundays?

What time does Cf Bank, National Association open?

What time does Cf Bank, National Association close?

Are Cf Bank, National Association ATMs Open 24/7?

Do Cf Bank, National Association ATMs accept cash deposits?

Can Cf Bank, National Association customers use other ATMs?

Do Cf Bank, National Association branches have notaries?

Will Cf Bank, National Association notarize my document?

What address for Cf Bank, National Association should I put for incoming ACH transfers?

Will the Cf Bank, National Association branch print checks?

Do Cf Bank, National Association checks expire?

Does Cf Bank, National Association require US citizenship to open account?

Can Cf Bank, National Association close my account?

Does Cf Bank, National Association Report to credit bureaus?

Does Cf Bank, National Association Use Equifax?

What is Cf Bank, National Association's ACH Routing Number?

What is Cf Bank, National Association's SWIFT code?

Products

Does Cf Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Cf Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cf Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Cf Bank, National Association offer student loans?

Will Cf Bank, National Association cash a check?

Will Cf Bank, National Association redeem a savings bond?

Does Cf Bank, National Association cash savings bonds?

Will Cf Bank, National Association cash money orders?

Can Cf Bank, National Association issue a money order?

Does Cf Bank, National Association do currency exchange?

Background on The Bank

Who owns Cf Bank, National Association?

How long has Cf Bank, National Association been around?

Can Cf Bank, National Association transfer to other banks?

Does Cf Bank, National Association have quick pay?

Does Cf Bank, National Association accept rolled coins?

Will Cf Bank, National Association accept loose change?

Where is Cf Bank, National Association headquarters?

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