Community First Bank

122 South Commercial Street
Maywood, NE 69038


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15907
Date Established 1938
Assets $0.12 billion
Loans $0.09 billion
Deposits $0.11 billion
Capital $0.02 billion

Community First Bank is an FDIC insured institution located in Maywood, NE. It was founded in 1938 and has approximately $0.12 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Community First Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.30% $1,000 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $99,999 Learn MoreShow Less
6 Mo CD
1.06% $1,000 - Learn MoreShow Less
12 Mo CD
1.41% $1,000 - Learn MoreShow Less
18 Mo CD
1.56% $1,000 - Learn MoreShow Less
24 Mo CD
1.66% $1,000 - Learn MoreShow Less
30 Mo CD
1.76% $1,000 - Learn MoreShow Less
36 Mo CD
1.82% $1,000 - Learn MoreShow Less
48 Mo CD
1.92% $1,000 - Learn MoreShow Less
60 Mo CD
2.02% $1,000 - Learn MoreShow Less

Variable IRA Rates APY MIN MAX
2.01% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Community First Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.634% 3.625% 0.13 $265 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to Community First Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Community First Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Community First Bank Locations

Financial Details

Community First Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community First Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community First Bank U.S. Bank Average
23.22% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Community First Bank had $4,029,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,772,000 in equity and $1,580,000 in loans loss reserves. That gives it a Texas Ratio of 23.22%.

Return on Equity
Community First Bank U.S. Bank Average
8.3% 9.50%

Community First Bank has a Return on Equity of 8.3% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Community First Bank U.S. Bank Average
12.68% 12.76%

Community First Bank has a Capitalization of 12.68% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community First Bank Balance Sheet Analysis

As of June 30, 2019, Community First Bank had assets of $124,336,000, loans of $85,170,000, and deposits of $108,133,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.02 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.09 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.11 billion
Total deposits $0.11 billion
      Interest-bearing deposits $0.01 billion
      Deposits held in domestic offices $0.11 billion
      % insured (estimated) 84.78%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.11 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

June 30, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Community First Bank’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, Community First Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 9.32
Credit Card Loans 0.00
Consumer Auto Loans 1.97
Small Business Loans 3.00
Construction and Development Loans 0.00
Commercial Real Estate 3.82
Commercial and Industrial Loans 8.59
Farm Loans 43.36

Frequently Asked Questions About Community First Bank

Branches and Savings

Is Community First Bank FDIC insured?

Yes. It is covered under FDIC Certificate #15907.

Why does Community First Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community First Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community First Bank a commercial bank?


Where are Community First Bank locations?

See branch locations nearby.

Is Community First Bank open on Saturdays?

Is Community First Bank open on Sundays?

What time does Community First Bank open?

What time does Community First Bank close?

Are Community First Bank ATMs Open 24/7?

Do Community First Bank ATMs accept cash deposits?

Can Community First Bank customers use other ATMs?

Do Community First Bank branches have notaries?

Will Community First Bank notarize my document?

What address for Community First Bank should I put for incoming ACH transfers?

Will the Community First Bank branch print checks?

Do Community First Bank checks expire?

Does Community First Bank require US citizenship to open account?

Can Community First Bank close my account?

Does Community First Bank Report to credit bureaus?

Does Community First Bank Use Equifax?

What is Community First Bank's ACH Routing Number?

What is Community First Bank's SWIFT code?


Does Community First Bank offer mortgages?

Compare mortgage rates here.

Does Community First Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community First Bank offer personal loans?

Compare personal loan rates here.

Does Community First Bank offer student loans?

Will Community First Bank cash a check?

Will Community First Bank redeem a savings bond?

Does Community First Bank cash savings bonds?

Will Community First Bank cash money orders?

Can Community First Bank issue a money order?

Does Community First Bank do currency exchange?

Background on The Bank

Who owns Community First Bank?

How long has Community First Bank been around?

Can Community First Bank transfer to other banks?

Does Community First Bank have quick pay?

Does Community First Bank accept rolled coins?

Will Community First Bank accept loose change?

Where is Community First Bank headquarters?

Customer Reviews for Community First Bank

There are currently no comments for Community First Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →