Deutsche Bank Trust Company Americas

Headquarters

60 Wall Street
New York, NY 10005
See all branch locations →

Phone 212 250 2500

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Deutsche Bank Trust Company Americas is an FDIC insured institution located in New York, NY. It was founded in 1903 and has approximately $45.31 billion in assets. Customers can open an account at one of its 18 branches.

FDIC Insured Yes
FDIC Certificate # 623
Date Established 1903
Assets $ 45.31 billion
Loans $ 12.19 billion
Deposits $ 33.66 billion
Capital $ 9.29 billion
 

For a more detailed analysis of Deutsche Bank Trust Company Americas's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

 

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Deutsche Bank Trust Company Americas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




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Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
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Note to Deutsche Bank Trust Company Americas
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Branches

Deutsche Bank Trust Company Americas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Deutsche Bank Trust Company Americas Locations


Financial Details

Deutsche Bank Trust Company Americas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Deutsche Bank Trust Company Americas. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Deutsche Bank Trust Company Americas U.S. Bank Average
0.69% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, Deutsche Bank Trust Company Americas had $63,000,000 in non-current loans and $1,000,000 in owned real estate. To cover these potential losses it had $9,293,000,000 in equity and $18,000,000 in loans loss reserves. That gives it a Texas Ratio of 0.69%.

Return on Equity
Deutsche Bank Trust Company Americas U.S. Bank Average
1.55% 9.24%

Deutsche Bank Trust Company Americas has a Return on Equity of 1.55% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Deutsche Bank Trust Company Americas U.S. Bank Average
20.51% 11.96%

Deutsche Bank Trust Company Americas has a Capitalization of 20.51% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Deutsche Bank Trust Company Americas Balance Sheet Analysis

As of December 31, 2020, Deutsche Bank Trust Company Americas had assets of $45,312,000,000, loans of $12,188,000,000, and deposits of $33,657,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 18.05 billion
Interest-bearing balances $ 18.03 billion
Total securities $ 1,127.00 million
Federal funds sold and reverse repurchase $ 12.10 billion
Net loans and leases $ 12.19 billion
Loan loss allowance $ 18.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.00 million
Goodwill and other intangibles $ 18.00 million
All other assets $ 1,820.00 million
     Total Assets $ 36.02 billion
LIABILITIES
Total deposits $ 33.66 billion
      Interest-bearing deposits $ 22.71 billion
      Deposits held in domestic offices $ 33.66 billion
      % insured (estimated) 2.79%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 250.00 million
Subordinated debt N.A.
All other liabilities $ 2.11 billion
      Total Liabilities $ 36.02 billion
      Shareholders’ Equity $ 9.29 billion

Summary Income Statement

December 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 439.00 million
Total Interest Expense $ 62.00 million
Net interest income $ 377.00 million
Provision for loan and lease losses $ 6.00 million
Total non interest income $ 922.00 million
Total non interest expense $ 1,044.00 million
Pre-tax Net Operating Income $ 249.00 million

Bank Loan Profile?

The top three loan types in Deutsche Bank Trust Company Americas’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks, Deutsche Bank Trust Company Americas’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.00
Multifamily
Mortgages
15.44
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 1.58
Commercial Real Estate 16.07
Commercial and Industrial Loans 16.18
Farm Loans 0.00

Frequently Asked Questions About Deutsche Bank Trust Company Americas

Branches and Savings

Is Deutsche Bank Trust Company Americas FDIC insured?

Yes. It is covered under FDIC Certificate #623.

Why does Deutsche Bank Trust Company Americas pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Deutsche Bank Trust Company Americas CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Deutsche Bank Trust Company Americas a commercial bank?

Yes

Where are Deutsche Bank Trust Company Americas locations?

See branch locations nearby.

Is Deutsche Bank Trust Company Americas open on Saturdays?

Is Deutsche Bank Trust Company Americas open on Sundays?

What time does Deutsche Bank Trust Company Americas open?

What time does Deutsche Bank Trust Company Americas close?

Are Deutsche Bank Trust Company Americas ATMs Open 24/7?

Do Deutsche Bank Trust Company Americas ATMs accept cash deposits?

Can Deutsche Bank Trust Company Americas customers use other ATMs?

Do Deutsche Bank Trust Company Americas branches have notaries?

Will Deutsche Bank Trust Company Americas notarize my document?

What address for Deutsche Bank Trust Company Americas should I put for incoming ACH transfers?

Will the Deutsche Bank Trust Company Americas branch print checks?

Do Deutsche Bank Trust Company Americas checks expire?

Does Deutsche Bank Trust Company Americas require US citizenship to open account?

Can Deutsche Bank Trust Company Americas close my account?

Does Deutsche Bank Trust Company Americas Report to credit bureaus?

Does Deutsche Bank Trust Company Americas Use Equifax?

What is Deutsche Bank Trust Company Americas's ACH Routing Number?

What is Deutsche Bank Trust Company Americas's SWIFT code?

Products

Does Deutsche Bank Trust Company Americas offer mortgages?

Compare mortgage rates here.

Does Deutsche Bank Trust Company Americas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Deutsche Bank Trust Company Americas offer personal loans?

Compare personal loan rates here.

Does Deutsche Bank Trust Company Americas offer student loans?

Will Deutsche Bank Trust Company Americas cash a check?

Will Deutsche Bank Trust Company Americas redeem a savings bond?

Does Deutsche Bank Trust Company Americas cash savings bonds?

Will Deutsche Bank Trust Company Americas cash money orders?

Can Deutsche Bank Trust Company Americas issue a money order?

Does Deutsche Bank Trust Company Americas do currency exchange?

Background on The Bank

Who owns Deutsche Bank Trust Company Americas?

How long has Deutsche Bank Trust Company Americas been around?

Can Deutsche Bank Trust Company Americas transfer to other banks?

Does Deutsche Bank Trust Company Americas have quick pay?

Does Deutsche Bank Trust Company Americas accept rolled coins?

Will Deutsche Bank Trust Company Americas accept loose change?

Where is Deutsche Bank Trust Company Americas headquarters?

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