First Federal Savings and Loan Association of Greene Co

Headquarters

25 East High St
Waynesburg, PA 15370
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.85% →
1-Year CD 0.75% 0.80% →
2-Year CD 0.75% 0.80% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

First Federal Savings and Loan Association of Greene Co is an FDIC insured institution located in Waynesburg, PA. It was founded in 1924 and has approximately $1.03 billion in assets. Customers can open an account at one of its 6 branches.

FDIC Insured Yes
FDIC Certificate # 28706
Date Established 1924
Assets $ 1,025.45 million
Loans $ 632.39 million
Deposits $ 875.97 million
Capital $ 140.78 million
 

For a more detailed analysis of First Federal Savings and Loan Association of Greene Co's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
30 Mo CD
0.75% $10,000 $14,999 Learn More
30 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
 

Loan Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for First Federal Savings and Loan Association of Greene Co

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.794% 2.750%
0.63 points
$1,428 fees
$1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Note to First Federal Savings and Loan Association of Greene Co
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Branches

First Federal Savings and Loan Association of Greene Co branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Federal Savings and Loan Association of Greene Co Locations


Financial Details

First Federal Savings and Loan Association of Greene Co Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Federal Savings and Loan Association of Greene Co. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Federal Savings and Loan Association of Greene Co U.S. Bank Average
2.3% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, First Federal Savings and Loan Association of Greene Co had $2,851,000 in non-current loans and $429,000 in owned real estate. To cover these potential losses it had $140,779,000 in equity and $1,750,000 in loans loss reserves. That gives it a Texas Ratio of 2.3%.

Return on Equity
First Federal Savings and Loan Association of Greene Co U.S. Bank Average
1.2% 11.43%

First Federal Savings and Loan Association of Greene Co has a Return on Equity of 1.2% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
First Federal Savings and Loan Association of Greene Co U.S. Bank Average
13.73% 11.51%

First Federal Savings and Loan Association of Greene Co has a Capitalization of 13.73% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Federal Savings and Loan Association of Greene Co Balance Sheet Analysis

As of March 31, 2021, First Federal Savings and Loan Association of Greene Co had assets of $1,025,453,000, loans of $632,387,000, and deposits of $875,967,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
ASSETS
Cash & Balances due from depository institutions $ 191.77 million
Interest-bearing balances $ 183.64 million
Total securities $ 162.82 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 632.39 million
Loan loss allowance $ 1.75 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.43 million
Goodwill and other intangibles N.A.
All other assets $ 25.77 million
     Total Assets $ 884.67 million
LIABILITIES
Total deposits $ 875.97 million
      Interest-bearing deposits $ 850.24 million
      Deposits held in domestic offices $ 875.97 million
      % insured (estimated) 89.64%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 8.71 million
      Total Liabilities $ 884.67 million
      Shareholders’ Equity $ 140.78 million

Summary Income Statement

March 31, 2021
INCOME AND EXPENSES
Total Interest Income $ 6.77 million
Total Interest Expense $ 2.03 million
Net interest income $ 4.74 million
Provision for loan and lease losses $ 0.00 million
Total non interest income $ 0.41 million
Total non interest expense $ 4.59 million
Pre-tax Net Operating Income $ 0.56 million

Bank Loan Profile?

The top three loan types in First Federal Savings and Loan Association of Greene Co’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Commercial Real Estate.

Compared to other banks in Pennsylvania, First Federal Savings and Loan Association of Greene Co has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 97.27
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 1.67
Commercial Real Estate 0.79
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About First Federal Savings And Loan Association Of Greene Co

Branches and Savings

Is First Federal Savings And Loan Association Of Greene Co FDIC insured?

Yes. It is covered under FDIC Certificate #28706.

Why does First Federal Savings And Loan Association Of Greene Co pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Federal Savings And Loan Association Of Greene Co CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Federal Savings And Loan Association Of Greene Co a commercial bank?

Yes

Where are First Federal Savings And Loan Association Of Greene Co locations?

See branch locations nearby.

Is First Federal Savings And Loan Association Of Greene Co open on Saturdays?

Is First Federal Savings And Loan Association Of Greene Co open on Sundays?

What time does First Federal Savings And Loan Association Of Greene Co open?

What time does First Federal Savings And Loan Association Of Greene Co close?

Are First Federal Savings And Loan Association Of Greene Co ATMs Open 24/7?

Do First Federal Savings And Loan Association Of Greene Co ATMs accept cash deposits?

Can First Federal Savings And Loan Association Of Greene Co customers use other ATMs?

Do First Federal Savings And Loan Association Of Greene Co branches have notaries?

Will First Federal Savings And Loan Association Of Greene Co notarize my document?

What address for First Federal Savings And Loan Association Of Greene Co should I put for incoming ACH transfers?

Will the First Federal Savings And Loan Association Of Greene Co branch print checks?

Do First Federal Savings And Loan Association Of Greene Co checks expire?

Does First Federal Savings And Loan Association Of Greene Co require US citizenship to open account?

Can First Federal Savings And Loan Association Of Greene Co close my account?

Does First Federal Savings And Loan Association Of Greene Co Report to credit bureaus?

Does First Federal Savings And Loan Association Of Greene Co Use Equifax?

What is First Federal Savings And Loan Association Of Greene Co's ACH Routing Number?

What is First Federal Savings And Loan Association Of Greene Co's SWIFT code?

Products

Does First Federal Savings And Loan Association Of Greene Co offer mortgages?

Compare mortgage rates here.

Does First Federal Savings And Loan Association Of Greene Co offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Federal Savings And Loan Association Of Greene Co offer personal loans?

Compare personal loan rates here.

Does First Federal Savings And Loan Association Of Greene Co offer student loans?

Will First Federal Savings And Loan Association Of Greene Co cash a check?

Will First Federal Savings And Loan Association Of Greene Co redeem a savings bond?

Does First Federal Savings And Loan Association Of Greene Co cash savings bonds?

Will First Federal Savings And Loan Association Of Greene Co cash money orders?

Can First Federal Savings And Loan Association Of Greene Co issue a money order?

Does First Federal Savings And Loan Association Of Greene Co do currency exchange?

Background on The Bank

Who owns First Federal Savings And Loan Association Of Greene Co?

How long has First Federal Savings And Loan Association Of Greene Co been around?

Can First Federal Savings And Loan Association Of Greene Co transfer to other banks?

Does First Federal Savings And Loan Association Of Greene Co have quick pay?

Does First Federal Savings And Loan Association Of Greene Co accept rolled coins?

Will First Federal Savings And Loan Association Of Greene Co accept loose change?

Where is First Federal Savings And Loan Association Of Greene Co headquarters?

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