Green Belt Bank & Trust
Headquarters
616 Washington Ave
Iowa Falls, IA 50126
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2026 Overview
General Bank Information
Green Belt Bank & Trust is an FDIC insured institution located in Iowa Falls, IA. It was founded in 1986 and has approximately $0.76 billion in assets. Customers can open an account at one of its 8 branches.
| FDIC Insured | Yes |
| FDIC Certificate | # 26760 |
| Date Established | 1986 |
| Assets | $ 758.71 million |
| Loans | $ 628.17 million |
| Deposits | $ 690.71 million |
| Capital | $ 68.95 million |
For a more detailed analysis of Green Belt Bank & Trust's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Deposit Rates - September 26, 2026
Your Current Location: New York, NY 10116
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| VelocitE Rewards Checking | 4.00% | $500 | $3.00 | Learn More |
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Loan Rates - September 26, 2026
Your Current Location: New York, NY 10116
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
6.94% | 6.75% | $2,831.71 | |
| 20 Year Fixed Conforming See Amortization Table |
7.15% | 7.00% | $2,480.96 | |
| 30 Year Fixed Conforming See Amortization Table |
7.23% | 7.13% | $2,155.90 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
6.94% | 6.75% | $2,831.71 | |
| 20 Year Fixed Conforming See Amortization Table |
7.15% | 7.00% | $2,480.96 | |
| 30 Year Fixed Conforming See Amortization Table |
7.23% | 7.13% | $2,155.90 |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Green Belt Bank & Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Green Belt Bank & Trust Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1001.00 | A | View Lobby Hours | |
| 1017.12 | B | View Lobby Hours | |
| 1017.77 | C | View Lobby Hours | |
| 1018.47 | D | View Lobby Hours | |
| 1028.18 | E | View Lobby Hours | |
| 1028.30 | F | View Lobby Hours | |
| 1028.31 | G | View Lobby Hours | |
| 1049.75 | H | View Lobby Hours |
Climate Policy and Initiatives
Green Belt Bank & Trust is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
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Financial Details
Green Belt Bank & Trust Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Green Belt Bank & Trust. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Texas Ratio
| Green Belt Bank & Trust | U.S. Bank Average |
|---|---|
| 1.62% | 5.57% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of December 31, 2025, Green Belt Bank & Trust had $1,261,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $68,946,000 in equity and $8,745,000 in loans loss reserves. That gives it a Texas Ratio of 1.62%.
Return on Equity
| Green Belt Bank & Trust | U.S. Bank Average |
|---|---|
| 18.92% | 10.69% |
Green Belt Bank & Trust has a Return on Equity of 18.92% versus the BestCashCow average of 10.69%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Capitalization
| Green Belt Bank & Trust | U.S. Bank Average |
|---|---|
| 9.09% | 11.75% |
Green Belt Bank & Trust has a Capitalization of 9.09% versus the BestCashCow average of 11.75. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
Green Belt Bank & Trust Balance Sheet Analysis
As of March 31, 2026, Green Belt Bank & Trust had assets of $758,705,000, loans of $628,173,000, and deposits of $690,713,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Summary Balance Sheet
December 31, 2025| ASSETS | |
|---|---|
| Cash & Balances due from depository institutions | $ 9.73 million |
| Interest-bearing balances | $ 2.68 million |
| Total securities | $ 55.90 million |
| Federal funds sold and reverse repurchase | $ 49.92 million |
| Net loans and leases | $ 628.17 million |
| Loan loss allowance | $ 8.75 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 3.06 million |
| All other assets | $ 13.92 million |
| Total Assets | $ 703.02 million |
| LIABILITIES | |
|---|---|
| Total deposits | $ 690.71 million |
| Interest-bearing deposits | $ 634.31 million |
| Deposits held in domestic offices | $ 690.71 million |
| % insured (estimated) | 61.06% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 7.08 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 1.01 million |
| Total Liabilities | $ 703.02 million |
| Shareholders’ Equity | $ 55.69 million |
Summary Income Statement
December 31, 2025| INCOME AND EXPENSES | |
|---|---|
| Total Interest Income | $ 10.19 million |
| Total Interest Expense | $ 4.26 million |
| Net interest income | $ 5.93 million |
| Provision for loan and lease losses | $ 0.09 million |
| Total non interest income | $ 1.34 million |
| Total non interest expense | $ 3.83 million |
| Pre-tax Net Operating Income | $ 5.33 million |
Bank Loan Profile?
The top three loan types in Green Belt Bank & Trust’s loan portfolio are Commercial Real Estate, Farm Loans, and Commercial and Industrial Loans.
Compared to other banks, Green Belt Bank & Trust’s loan portfolio does not show any specific loan specialty.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
| % Loans |
% Comparison to Other Banks |
|||
|---|---|---|---|---|
| Low | Med | High | ||
| 1-4 Family Residential Loans | 6.06 | ✓ | ||
| Multifamily Mortgages |
2.34 | ✓ | ||
| Credit Card Loans | 0.01 | ✓ | ||
| Consumer Auto Loans | 0.60 | ✓ | ||
| Small Business Loans | 0.00 | ✓ | ||
| Construction and Development Loans | 4.12 | ✓ | ||
| Commercial Real Estate | 16.41 | ✓ | ||
| Commercial and Industrial Loans | 6.56 | ✓ | ||
| Farm Loans | 14.96 | ✓ | ||
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