Jim Thorpe Neighborhood Bank

12 Broadway
Jim Thorpe, PA 18229

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 7599
Date Established 1902
Assets $0.20 billion
Loans $0.08 billion
Deposits $0.16 billion
Capital $0.02 billion

Jim Thorpe Neighborhood Bank is an FDIC insured institution located in Jim Thorpe, PA. It was founded in 1902 and has approximately $0.2 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of Jim Thorpe Neighborhood Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Jim Thorpe Neighborhood Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Jim Thorpe Neighborhood Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 68.46
Multifamily
Mortgages
0.36
Credit Card Loans 0.00
Consumer Auto Loans 0.52
Small Business Loans 17.44
Construction and Development Loans 0.83
Commercial Real Estate 18.61
Commercial and Industrial Loans 2.76
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.25% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $2,500 $4,999 Learn MoreShow Less
MM 10K
0.05% $5,000 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Jim Thorpe Neighborhood Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Jim Thorpe Neighborhood Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Jim Thorpe Neighborhood Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Jim Thorpe Neighborhood Bank Locations

Financial Details

Jim Thorpe Neighborhood Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jim Thorpe Neighborhood Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Jim Thorpe Neighborhood Bank U.S. Bank Average
1.76% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Jim Thorpe Neighborhood Bank had $254,000 in non-current loans and $80,000 in owned real estate. To cover these potential losses it had $18,129,000 in equity and $843,000 in loans loss reserves. That gives it a Texas Ratio of 1.76%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Jim Thorpe Neighborhood Bank U.S. Bank Average
5.39% 8.58

Jim Thorpe Neighborhood Bank has a Return on Equity of 5.39% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Jim Thorpe Neighborhood Bank U.S. Bank Average
9.25% 12.11

Jim Thorpe Neighborhood Bank has a Capitalization of 9.25% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Jim Thorpe Neighborhood Bank Balance Sheet Analysis

As of June 30, 2017, Jim Thorpe Neighborhood Bank had assets of $195,973,000, loans of $79,651,000, and deposits of $159,584,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Jim Thorpe Neighborhood Bank

Branches and Savings

Is Jim Thorpe Neighborhood Bank FDIC insured?

Yes. It is covered under FDIC Certificate #7599.

Why does Jim Thorpe Neighborhood Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Jim Thorpe Neighborhood Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Jim Thorpe Neighborhood Bank a commercial bank?

Yes

Where are Jim Thorpe Neighborhood Bank locations?

See branch locations nearby.

Is Jim Thorpe Neighborhood Bank open on Saturdays?

Is Jim Thorpe Neighborhood Bank open on Sundays?

What time does Jim Thorpe Neighborhood Bank open?

What time does Jim Thorpe Neighborhood Bank close?

Are Jim Thorpe Neighborhood Bank ATMs Open 24/7?

Do Jim Thorpe Neighborhood Bank ATMs accept cash deposits?

Can Jim Thorpe Neighborhood Bank customers use other ATMs?

Do Jim Thorpe Neighborhood Bank branches have notaries?

Will Jim Thorpe Neighborhood Bank notarize my document?

What address for Jim Thorpe Neighborhood Bank should I put for incoming ACH transfers?

Will the Jim Thorpe Neighborhood Bank branch print checks?

Do Jim Thorpe Neighborhood Bank checks expire?

Does Jim Thorpe Neighborhood Bank require US citizenship to open account?

Can Jim Thorpe Neighborhood Bank close my account?

Does Jim Thorpe Neighborhood Bank Report to credit bureaus?

Does Jim Thorpe Neighborhood Bank Use Equifax?

What is Jim Thorpe Neighborhood Bank's ACH Routing Number?

What is Jim Thorpe Neighborhood Bank's SWIFT code?

Products

Does Jim Thorpe Neighborhood Bank offer mortgages?

Compare mortgage rates here.

Does Jim Thorpe Neighborhood Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jim Thorpe Neighborhood Bank offer personal loans?

Compare personal loan rates here.

Does Jim Thorpe Neighborhood Bank offer student loans?

Will Jim Thorpe Neighborhood Bank cash a check?

Will Jim Thorpe Neighborhood Bank redeem a savings bond?

Does Jim Thorpe Neighborhood Bank cash savings bonds?

Will Jim Thorpe Neighborhood Bank cash money orders?

Can Jim Thorpe Neighborhood Bank issue a money order?

Does Jim Thorpe Neighborhood Bank do currency exchange?

Background on The Bank

Who owns Jim Thorpe Neighborhood Bank?

How long has Jim Thorpe Neighborhood Bank been around?

Can Jim Thorpe Neighborhood Bank transfer to other banks?

Does Jim Thorpe Neighborhood Bank have quick pay?

Does Jim Thorpe Neighborhood Bank accept rolled coins?

Will Jim Thorpe Neighborhood Bank accept loose change?

Where is Jim Thorpe Neighborhood Bank headquarters?

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