JPMorgan Bank and Trust Company, National Association

Headquarters

560 Mission Street
San Francisco, CA 94105
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

JPMorgan Bank and Trust Company, National Association is an FDIC insured institution located in San Francisco, CA. It was founded in 2008 and has approximately $15.57 billion in assets.

FDIC Insured Yes
FDIC Certificate # 58729
Date Established 2008
Assets $ 10.59 billion
Loans $ 5.30 billion
Deposits $ 25.18 million
Capital $ 1,588.25 million
 

For a more detailed analysis of JPMorgan Bank and Trust Company, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 24, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for JPMorgan Bank and Trust Company, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,122 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to JPMorgan Bank and Trust Company, National Association
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Branches

JPMorgan Bank and Trust Company, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


JPMorgan Bank and Trust Company, National Association Locations


Financial Details

JPMorgan Bank and Trust Company, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of JPMorgan Bank and Trust Company, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
JPMorgan Bank and Trust Company, National Association U.S. Bank Average
19.11% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, JPMorgan Bank and Trust Company, National Association had $304,708,000 in non-current loans and $13,347,000 in owned real estate. To cover these potential losses it had $1,588,248,000 in equity and $76,000,000 in loans loss reserves. That gives it a Texas Ratio of 19.11%.

Return on Equity
JPMorgan Bank and Trust Company, National Association U.S. Bank Average
8.05% 7.80%

JPMorgan Bank and Trust Company, National Association has a Return on Equity of 8.05% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
JPMorgan Bank and Trust Company, National Association U.S. Bank Average
15% 12.68%

JPMorgan Bank and Trust Company, National Association has a Capitalization of 15% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

JPMorgan Bank and Trust Company, National Association Balance Sheet Analysis

As of March 31, 2015, JPMorgan Bank and Trust Company, National Association had assets of $15,574,602,000, loans of $5,297,370,000, and deposits of $25,182,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 5.30 billion
Loan loss allowance $ 76.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 13.35 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 25.18 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 10.59 billion

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in JPMorgan Bank and Trust Company, National Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks in California, JPMorgan Bank and Trust Company, National Association has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 100.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Jpmorgan Bank And Trust Company, National Association

Branches and Savings

Is Jpmorgan Bank And Trust Company, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #58729.

Why does Jpmorgan Bank And Trust Company, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Jpmorgan Bank And Trust Company, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Jpmorgan Bank And Trust Company, National Association a commercial bank?

Yes

Where are Jpmorgan Bank And Trust Company, National Association locations?

See branch locations nearby.

Is Jpmorgan Bank And Trust Company, National Association open on Saturdays?

Is Jpmorgan Bank And Trust Company, National Association open on Sundays?

What time does Jpmorgan Bank And Trust Company, National Association open?

What time does Jpmorgan Bank And Trust Company, National Association close?

Are Jpmorgan Bank And Trust Company, National Association ATMs Open 24/7?

Do Jpmorgan Bank And Trust Company, National Association ATMs accept cash deposits?

Can Jpmorgan Bank And Trust Company, National Association customers use other ATMs?

Do Jpmorgan Bank And Trust Company, National Association branches have notaries?

Will Jpmorgan Bank And Trust Company, National Association notarize my document?

What address for Jpmorgan Bank And Trust Company, National Association should I put for incoming ACH transfers?

Will the Jpmorgan Bank And Trust Company, National Association branch print checks?

Do Jpmorgan Bank And Trust Company, National Association checks expire?

Does Jpmorgan Bank And Trust Company, National Association require US citizenship to open account?

Can Jpmorgan Bank And Trust Company, National Association close my account?

Does Jpmorgan Bank And Trust Company, National Association Report to credit bureaus?

Does Jpmorgan Bank And Trust Company, National Association Use Equifax?

What is Jpmorgan Bank And Trust Company, National Association's ACH Routing Number?

What is Jpmorgan Bank And Trust Company, National Association's SWIFT code?

Products

Does Jpmorgan Bank And Trust Company, National Association offer mortgages?

Compare mortgage rates here.

Does Jpmorgan Bank And Trust Company, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jpmorgan Bank And Trust Company, National Association offer personal loans?

Compare personal loan rates here.

Does Jpmorgan Bank And Trust Company, National Association offer student loans?

Will Jpmorgan Bank And Trust Company, National Association cash a check?

Will Jpmorgan Bank And Trust Company, National Association redeem a savings bond?

Does Jpmorgan Bank And Trust Company, National Association cash savings bonds?

Will Jpmorgan Bank And Trust Company, National Association cash money orders?

Can Jpmorgan Bank And Trust Company, National Association issue a money order?

Does Jpmorgan Bank And Trust Company, National Association do currency exchange?

Background on The Bank

Who owns Jpmorgan Bank And Trust Company, National Association?

How long has Jpmorgan Bank And Trust Company, National Association been around?

Can Jpmorgan Bank And Trust Company, National Association transfer to other banks?

Does Jpmorgan Bank And Trust Company, National Association have quick pay?

Does Jpmorgan Bank And Trust Company, National Association accept rolled coins?

Will Jpmorgan Bank And Trust Company, National Association accept loose change?

Where is Jpmorgan Bank And Trust Company, National Association headquarters?

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