Prudential Bank & Trust, FSB

Headquarters

280 Trumbull Street
Hartford, CT 06103
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Prudential Bank & Trust, FSB is an FDIC insured institution located in Hartford, CT. It was founded in 1989 and has approximately $0.03 billion in assets.

FDIC Insured Yes
FDIC Certificate # 32957
Date Established 1989
Assets $ 25.87 million
Loans N.A.
Deposits $ 0.54 million
Capital $ 22.13 million
 

For a more detailed analysis of Prudential Bank & Trust, FSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 2, 2021

Your Current Location: Virginia, VA 20146

 

Loan Rates - August 2, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Prudential Bank & Trust, FSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
loanDepot
NMLS ID: 174457
2.786% 2.750%
0.50 points
$1,168 fees
$1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

Note to Prudential Bank & Trust, FSB
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Branches

Prudential Bank & Trust, FSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Prudential Bank & Trust, FSB Locations


Financial Details

Prudential Bank & Trust, FSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prudential Bank & Trust, FSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Prudential Bank & Trust, FSB U.S. Bank Average
0% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Prudential Bank & Trust, FSB had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $22,126,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Prudential Bank & Trust, FSB U.S. Bank Average
35.74% 11.43%

Prudential Bank & Trust, FSB has a Return on Equity of 35.74% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Prudential Bank & Trust, FSB U.S. Bank Average
85.54% 11.51%

Prudential Bank & Trust, FSB has a Capitalization of 85.54% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Prudential Bank & Trust, FSB Balance Sheet Analysis

As of March 31, 2021, Prudential Bank & Trust, FSB had assets of $25,867,000, loans of $0, and deposits of $535,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
ASSETS
Cash & Balances due from depository institutions $ 0.01 million
Interest-bearing balances $ 0.01 million
Total securities $ 23.93 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.28 million
All other assets $ 1.66 million
     Total Assets $ 3.74 million
LIABILITIES
Total deposits $ 0.54 million
      Interest-bearing deposits $ 0.54 million
      Deposits held in domestic offices $ 0.54 million
      % insured (estimated) 100.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 3.21 million
      Total Liabilities $ 3.74 million
      Shareholders’ Equity $ 22.13 million

Summary Income Statement

March 31, 2021
INCOME AND EXPENSES
Total Interest Income $ 0.07 million
Total Interest Expense $ 0.00 million
Net interest income $ 0.06 million
Provision for loan and lease losses N.A.
Total non interest income $ 2.97 million
Total non interest expense $ 0.50 million
Pre-tax Net Operating Income $ 2.53 million

Bank Loan Profile?

The top three loan types in Prudential Bank & Trust, FSB’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Prudential Bank & Trust, FSB’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About Prudential Bank & Trust, Fsb

Branches and Savings

Is Prudential Bank & Trust, Fsb FDIC insured?

Yes. It is covered under FDIC Certificate #32957.

Why does Prudential Bank & Trust, Fsb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Prudential Bank & Trust, Fsb CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Prudential Bank & Trust, Fsb a commercial bank?

Yes

Where are Prudential Bank & Trust, Fsb locations?

See branch locations nearby.

Is Prudential Bank & Trust, Fsb open on Saturdays?

Is Prudential Bank & Trust, Fsb open on Sundays?

What time does Prudential Bank & Trust, Fsb open?

What time does Prudential Bank & Trust, Fsb close?

Are Prudential Bank & Trust, Fsb ATMs Open 24/7?

Do Prudential Bank & Trust, Fsb ATMs accept cash deposits?

Can Prudential Bank & Trust, Fsb customers use other ATMs?

Do Prudential Bank & Trust, Fsb branches have notaries?

Will Prudential Bank & Trust, Fsb notarize my document?

What address for Prudential Bank & Trust, Fsb should I put for incoming ACH transfers?

Will the Prudential Bank & Trust, Fsb branch print checks?

Do Prudential Bank & Trust, Fsb checks expire?

Does Prudential Bank & Trust, Fsb require US citizenship to open account?

Can Prudential Bank & Trust, Fsb close my account?

Does Prudential Bank & Trust, Fsb Report to credit bureaus?

Does Prudential Bank & Trust, Fsb Use Equifax?

What is Prudential Bank & Trust, Fsb's ACH Routing Number?

What is Prudential Bank & Trust, Fsb's SWIFT code?

Products

Does Prudential Bank & Trust, Fsb offer mortgages?

Compare mortgage rates here.

Does Prudential Bank & Trust, Fsb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Prudential Bank & Trust, Fsb offer personal loans?

Compare personal loan rates here.

Does Prudential Bank & Trust, Fsb offer student loans?

Will Prudential Bank & Trust, Fsb cash a check?

Will Prudential Bank & Trust, Fsb redeem a savings bond?

Does Prudential Bank & Trust, Fsb cash savings bonds?

Will Prudential Bank & Trust, Fsb cash money orders?

Can Prudential Bank & Trust, Fsb issue a money order?

Does Prudential Bank & Trust, Fsb do currency exchange?

Background on The Bank

Who owns Prudential Bank & Trust, Fsb?

How long has Prudential Bank & Trust, Fsb been around?

Can Prudential Bank & Trust, Fsb transfer to other banks?

Does Prudential Bank & Trust, Fsb have quick pay?

Does Prudential Bank & Trust, Fsb accept rolled coins?

Will Prudential Bank & Trust, Fsb accept loose change?

Where is Prudential Bank & Trust, Fsb headquarters?

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