Seattle Bank Reviews (2)

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in under 5 minutes total! Go to limelight bank instead!

Be warned, this is not a conventional online bank. That means there will be a delay in funding your account. It also means that at maturity they will not immediately transfer your principal and interest bank to the funding account. Rather they will charge you helty snail mail or wire transfer fees (and there is no savings account that you could transfer your assets to in the interim. Long and short, your effective interest rate, even if held to maturity is much lower than advertised. You will also encounter poor customer service should you need it. As attractive as the 18-month and 24-month rates are at the moment, I would avoid, especially if I was not local to a branch in Seattle.