Susser Bank DBA Affiliated Bank

Headquarters

500 Harwood Rd.
Bedford, TX 76021
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 1.00% 0.70% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Susser Bank DBA Affiliated Bank is an FDIC insured institution located in Bedford, TX. It was founded in 1959 and has approximately $1.25 billion in assets. Customers can open an account at one of its 4 branches.

FDIC Insured Yes
FDIC Certificate # 34885
Date Established 1959
Assets $ 1,250.92 million
Loans $ 920.82 million
Deposits $ 968.36 million
Capital $ 149.75 million
 

For a more detailed analysis of Susser Bank DBA Affiliated Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 22, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
18 Mo CD
1.00% $10,000 $14,999 Learn More
18 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
 

Loan Rates - June 22, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Susser Bank DBA Affiliated Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.610% 3.500%
0.88 points
$3,438 fees
$1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

Note to Susser Bank DBA Affiliated Bank
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Branches

Susser Bank DBA Affiliated Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Susser Bank DBA Affiliated Bank Locations


Financial Details

Susser Bank DBA Affiliated Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Susser Bank DBA Affiliated Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Susser Bank DBA Affiliated Bank U.S. Bank Average
1.82% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, Susser Bank DBA Affiliated Bank had $2,909,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $149,751,000 in equity and $9,835,000 in loans loss reserves. That gives it a Texas Ratio of 1.82%.

Return on Equity
Susser Bank DBA Affiliated Bank U.S. Bank Average
6.49% 9.24%

Susser Bank DBA Affiliated Bank has a Return on Equity of 6.49% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Susser Bank DBA Affiliated Bank U.S. Bank Average
11.97% 11.96%

Susser Bank DBA Affiliated Bank has a Capitalization of 11.97% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Susser Bank DBA Affiliated Bank Balance Sheet Analysis

As of December 31, 2020, Susser Bank DBA Affiliated Bank had assets of $1,250,922,000, loans of $920,821,000, and deposits of $968,364,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 230.10 million
Interest-bearing balances $ 225.35 million
Total securities $ 27.21 million
Federal funds sold and reverse repurchase $ 0.61 million
Net loans and leases $ 920.82 million
Loan loss allowance $ 9.84 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 36.33 million
All other assets $ 17.56 million
     Total Assets $ 1,101.17 million
LIABILITIES
Total deposits $ 968.36 million
      Interest-bearing deposits $ 762.94 million
      Deposits held in domestic offices $ 968.36 million
      % insured (estimated) 63.76%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 110.00 million
Subordinated debt N.A.
All other liabilities $ 22.81 million
      Total Liabilities $ 1,101.17 million
      Shareholders’ Equity $ 149.75 million

Summary Income Statement

December 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 51.05 million
Total Interest Expense $ 10.69 million
Net interest income $ 40.36 million
Provision for loan and lease losses $ 5.94 million
Total non interest income $ 19.71 million
Total non interest expense $ 42.30 million
Pre-tax Net Operating Income $ 11.83 million

Bank Loan Profile?

The top three loan types in Susser Bank DBA Affiliated Bank’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks, Susser Bank DBA Affiliated Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 22.25
Multifamily
Mortgages
2.05
Credit Card Loans 0.00
Consumer Auto Loans 0.09
Small Business Loans 4.15
Construction and Development Loans 15.53
Commercial Real Estate 27.27
Commercial and Industrial Loans 32.33
Farm Loans 0.00

Frequently Asked Questions About Susser Bank Dba Affiliated Bank

Branches and Savings

Is Susser Bank Dba Affiliated Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34885.

Why does Susser Bank Dba Affiliated Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Susser Bank Dba Affiliated Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Susser Bank Dba Affiliated Bank a commercial bank?

Yes

Where are Susser Bank Dba Affiliated Bank locations?

See branch locations nearby.

Is Susser Bank Dba Affiliated Bank open on Saturdays?

Is Susser Bank Dba Affiliated Bank open on Sundays?

What time does Susser Bank Dba Affiliated Bank open?

What time does Susser Bank Dba Affiliated Bank close?

Are Susser Bank Dba Affiliated Bank ATMs Open 24/7?

Do Susser Bank Dba Affiliated Bank ATMs accept cash deposits?

Can Susser Bank Dba Affiliated Bank customers use other ATMs?

Do Susser Bank Dba Affiliated Bank branches have notaries?

Will Susser Bank Dba Affiliated Bank notarize my document?

What address for Susser Bank Dba Affiliated Bank should I put for incoming ACH transfers?

Will the Susser Bank Dba Affiliated Bank branch print checks?

Do Susser Bank Dba Affiliated Bank checks expire?

Does Susser Bank Dba Affiliated Bank require US citizenship to open account?

Can Susser Bank Dba Affiliated Bank close my account?

Does Susser Bank Dba Affiliated Bank Report to credit bureaus?

Does Susser Bank Dba Affiliated Bank Use Equifax?

What is Susser Bank Dba Affiliated Bank's ACH Routing Number?

What is Susser Bank Dba Affiliated Bank's SWIFT code?

Products

Does Susser Bank Dba Affiliated Bank offer mortgages?

Compare mortgage rates here.

Does Susser Bank Dba Affiliated Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Susser Bank Dba Affiliated Bank offer personal loans?

Compare personal loan rates here.

Does Susser Bank Dba Affiliated Bank offer student loans?

Will Susser Bank Dba Affiliated Bank cash a check?

Will Susser Bank Dba Affiliated Bank redeem a savings bond?

Does Susser Bank Dba Affiliated Bank cash savings bonds?

Will Susser Bank Dba Affiliated Bank cash money orders?

Can Susser Bank Dba Affiliated Bank issue a money order?

Does Susser Bank Dba Affiliated Bank do currency exchange?

Background on The Bank

Who owns Susser Bank Dba Affiliated Bank?

How long has Susser Bank Dba Affiliated Bank been around?

Can Susser Bank Dba Affiliated Bank transfer to other banks?

Does Susser Bank Dba Affiliated Bank have quick pay?

Does Susser Bank Dba Affiliated Bank accept rolled coins?

Will Susser Bank Dba Affiliated Bank accept loose change?

Where is Susser Bank Dba Affiliated Bank headquarters?

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