The Huntington National Bank


17 S High St
Columbus, OH 43215
See all branch locations →

ACH 04400002

Phone 800 480 2265

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.25% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

The Huntington National Bank is an FDIC insured institution located in Columbus, OH. It was founded in 1866 and has approximately $188.73 billion in assets. Customers can open an account at one of its 1,360 branches.

FDIC Insured Yes
FDIC Certificate # 6560
Date Established 1866
Assets $ 188.73 billion
Loans $ 120.16 billion
Deposits $ 155.52 billion
Capital $ 18.39 billion

For a more detailed analysis of The Huntington National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

Checking Rates APY MIN FEE
Asterisk Free Checking 0.00% $0 $0.00 Learn MoreShow Less
Huntington 5 Checking 0.05% $5 $5.00 Learn MoreShow Less

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The Huntington National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875%
0.63 points
$2,655 fees
$2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375%
0.75 points
$2,400 fees
$2,211 Learn More
NMLS ID: Not a Lender

Learn More
Neighbors Bank
NMLS ID: 491986

Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to The Huntington National Bank
To upload and update your bank's rates please register. It is free to register and add rates.


The Huntington National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

The Huntington National Bank Locations

Climate Policy and Initiatives

The Huntington National Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Add Your Review

or use your BestCashCow account


Financial Details

The Huntington National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Huntington National Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Huntington National Bank U.S. Bank Average
4.21% 3.96%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2024, The Huntington National Bank had $858,166,000 in non-current loans and $10,293,000 in owned real estate. To cover these potential losses it had $18,388,021,000 in equity and $2,255,046,000 in loans loss reserves. That gives it a Texas Ratio of 4.21%.

Return on Equity
The Huntington National Bank U.S. Bank Average
12.56% 12.20%

The Huntington National Bank has a Return on Equity of 12.56% versus the BestCashCow average of 12.20%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

The Huntington National Bank U.S. Bank Average
9.74% 10.76%

The Huntington National Bank has a Capitalization of 9.74% versus the BestCashCow average of 10.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Huntington National Bank Balance Sheet Analysis

As of December 31, 2023, The Huntington National Bank had assets of $188,730,743,000, loans of $120,161,636,000, and deposits of $155,523,945,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2024
Cash & Balances due from depository institutions $ 10.61 billion
Interest-bearing balances $ 8.74 billion
Total securities $ 41.06 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 120.16 billion
Loan loss allowance $ 2.26 billion
Trading account assets $ 383.95 million
Bank premises and fixed assets N.A.
Other real estate owned $ 10.29 million
Goodwill and other intangibles $ 5.99 billion
All other assets $ 8.29 billion
     Total Assets $ 170.34 billion
Total deposits $ 155.52 billion
      Interest-bearing deposits $ 120.27 billion
      Deposits held in domestic offices $ 155.52 billion
      % insured (estimated) 65.28%
Federal funds purchased and repurchase agreements $ 617.71 million
Trading liabilities $ 638.72 million
Other borrowed funds $ 6.67 billion
Subordinated debt $ 847.40 million
All other liabilities $ 2.77 billion
      Total Liabilities $ 170.34 billion
      Shareholders’ Equity $ 18.39 billion

Summary Income Statement

December 31, 2024
Total Interest Income $ 8.92 billion
Total Interest Expense $ 3.28 billion
Net interest income $ 5.64 billion
Provision for loan and lease losses $ 402.44 million
Total non interest income $ 1,653.80 million
Total non interest expense $ 4.18 billion
Pre-tax Net Operating Income $ 1,326.35 million

Bank Loan Profile?

The top three loan types in The Huntington National Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Ohio, The Huntington National Bank has a significantly higher percent of Consumer Auto Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 26.73
Credit Card Loans 0.51
Consumer Auto Loans 11.42
Small Business Loans 1.55
Construction and Development Loans 1.91
Commercial Real Estate 12.35
Commercial and Industrial Loans 25.74
Farm Loans 0.17

Customer Reviews for The Huntington National Bank

  • March 18, 2021 |

    I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist.........

Add Your Review

or use your BestCashCow account