The Huntington National Bank

Headquarters

17 S High St
Columbus, OH 43215
See all branch locations →

Phone 800 480 2265

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.05% 0.67% →
2-Year CD 0.10% 0.80% →
5-Year CD 0.25% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

The Huntington National Bank is an FDIC insured institution located in Columbus, OH. It was founded in 1866 and has approximately $174.87 billion in assets. Customers can open an account at one of its 1,360 branches.

FDIC Insured Yes
FDIC Certificate # 6560
Date Established 1866
Assets $ 174.87 billion
Loans $ 111.01 billion
Deposits $ 147.54 billion
Capital $ 19.34 billion
 

For a more detailed analysis of The Huntington National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.31% $25,000 $29,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Learn More
6 Mo CD
0.05% $100,000 $199,999 Learn More
12 Mo CD
0.05% $10,000 $14,999 Learn More
12 Mo CD
0.05% $100,000 $199,999 Learn More
18 Mo CD
0.05% $10,000 $14,999 Learn More
18 Mo CD
0.05% $100,000 $199,999 Learn More
24 Mo CD
0.10% $10,000 $14,999 Learn More
24 Mo CD
0.10% $100,000 $199,999 Learn More
36 Mo CD
0.15% $10,000 $14,999 Learn More
36 Mo CD
0.15% $100,000 $199,999 Learn More
48 Mo CD
0.20% $10,000 $14,999 Learn More
48 Mo CD
0.20% $100,000 $199,999 Learn More
60 Mo CD
0.25% $10,000 $14,999 Learn More
60 Mo CD
0.25% $100,000 $199,999 Learn More

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.05% $1 $999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Asterisk Free Checking 0.00% $0 $0.00 Learn MoreShow Less
Huntington 5 Checking 0.05% $5 $5.00 Learn MoreShow Less
 

Loan Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The Huntington National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.910% 2.875%
0.50 points
$1,130 fees
$1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to The Huntington National Bank
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Branches

The Huntington National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The Huntington National Bank Locations



Climate Initiatives

The Huntington National Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

The Huntington National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Huntington National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Huntington National Bank U.S. Bank Average
5.27% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, The Huntington National Bank had $1,128,954,000 in non-current loans and $7,261,000 in owned real estate. To cover these potential losses it had $19,335,156,000 in equity and $2,217,742,000 in loans loss reserves. That gives it a Texas Ratio of 5.27%.

Return on Equity
The Huntington National Bank U.S. Bank Average
8.81% 11.29%

The Huntington National Bank has a Return on Equity of 8.81% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Huntington National Bank U.S. Bank Average
11.06% 11.72%

The Huntington National Bank has a Capitalization of 11.06% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Huntington National Bank Balance Sheet Analysis

As of June 30, 2021, The Huntington National Bank had assets of $174,866,037,000, loans of $111,007,346,000, and deposits of $147,543,078,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
ASSETS
Cash & Balances due from depository institutions $ 13.82 billion
Interest-bearing balances $ 12.52 billion
Total securities $ 34.34 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 111.01 billion
Loan loss allowance $ 2.22 billion
Trading account assets $ 908.36 million
Bank premises and fixed assets N.A.
Other real estate owned $ 7.26 million
Goodwill and other intangibles $ 5.88 billion
All other assets $ 7.48 billion
     Total Assets $ 155.53 billion
LIABILITIES
Total deposits $ 147.54 billion
      Interest-bearing deposits $ 97.56 billion
      Deposits held in domestic offices $ 147.54 billion
      % insured (estimated) 46.04%
Federal funds purchased and repurchase agreements $ 258.49 million
Trading liabilities $ 263.51 million
Other borrowed funds $ 3.44 billion
Subordinated debt $ 1,024.71 million
All other liabilities $ 3.00 billion
      Total Liabilities $ 155.53 billion
      Shareholders’ Equity $ 19.34 billion

Summary Income Statement

June 30, 2021
INCOME AND EXPENSES
Total Interest Income $ 1,815.55 million
Total Interest Expense N.A.
Net interest income $ 1,853.06 million
Provision for loan and lease losses $ 150.61 million
Total non interest income $ 713.07 million
Total non interest expense $ 1,653.58 million
Pre-tax Net Operating Income $ 761.94 million

Bank Loan Profile?

The top three loan types in The Huntington National Bank’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Ohio, The Huntington National Bank has a significantly higher percent of Consumer Auto Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 28.03
Multifamily
Mortgages
2.80
Credit Card Loans 0.49
Consumer Auto Loans 11.95
Small Business Loans 2.20
Construction and Development Loans 2.06
Commercial Real Estate 12.77
Commercial and Industrial Loans 29.45
Farm Loans 0.16

Customer Reviews for The Huntington National Bank


  • March 18, 2021 |

    I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist.........

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