Wyoming Community Bank

1700 North Federal Boulevard
Riverton, WY 82501


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35220
Date Established 1999
Assets $0.15 billion
Loans $0.09 billion
Deposits $0.12 billion
Capital $0.01 billion

Wyoming Community Bank is an FDIC insured institution located in Riverton, WY. It was founded in 1999 and has approximately $0.15 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Wyoming Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
0.60% $1,000 $24,999 Learn MoreShow Less
3 Mo CD
0.60% $100,000 - Learn MoreShow Less
0.60% $1,000 $24,999 Learn MoreShow Less
6 Mo CD
1.20% $100,000 - Learn MoreShow Less
1.50% $1,000 $24,999 Learn MoreShow Less
12 Mo CD
2.10% $100,000 - Learn MoreShow Less
1.65% $1,000 $24,999 Learn MoreShow Less
24 Mo CD
2.20% $100,000 - Learn MoreShow Less
2.05% $1,000 $24,999 Learn MoreShow Less
36 Mo CD
2.25% $100,000 - Learn MoreShow Less
2.30% $1,000 $24,999 Learn MoreShow Less
48 Mo CD
2.30% $100,000 - Learn MoreShow Less
2.40% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
2.40% $100,000 - Learn MoreShow Less

1.50% $1,000 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $24,999 Learn MoreShow Less

Loan Rates - August 21, 2019

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


Wyoming Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Wyoming Community Bank Locations

Financial Details

Wyoming Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wyoming Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Wyoming Community Bank U.S. Bank Average
2.89% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Wyoming Community Bank had $438,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $13,630,000 in equity and $1,501,000 in loans loss reserves. That gives it a Texas Ratio of 2.89%.

Return on Equity
Wyoming Community Bank U.S. Bank Average
10.76% 9.47%

Wyoming Community Bank has a Return on Equity of 10.76% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Wyoming Community Bank U.S. Bank Average
9.27% 12.49%

Wyoming Community Bank has a Capitalization of 9.27% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Wyoming Community Bank Balance Sheet Analysis

As of March 31, 2019, Wyoming Community Bank had assets of $147,051,000, loans of $85,763,000, and deposits of $123,060,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.05 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.09 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.13 billion
Total deposits $0.12 billion
      Interest-bearing deposits $0.09 billion
      Deposits held in domestic offices $0.12 billion
      % insured (estimated) 83.68%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.13 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

March 31, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Wyoming Community Bank’s loan portfolio are Farm Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Wyoming, Wyoming Community Bank has a significantly higher percent of Consumer Auto Loans, Small Business Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.98
Credit Card Loans 0.00
Consumer Auto Loans 5.85
Small Business Loans 13.27
Construction and Development Loans 2.35
Commercial Real Estate 20.39
Commercial and Industrial Loans 15.42
Farm Loans 21.82

Frequently Asked Questions About Wyoming Community Bank

Branches and Savings

Is Wyoming Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #35220.

Why does Wyoming Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Wyoming Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Wyoming Community Bank a commercial bank?


Where are Wyoming Community Bank locations?

See branch locations nearby.

Is Wyoming Community Bank open on Saturdays?

Is Wyoming Community Bank open on Sundays?

What time does Wyoming Community Bank open?

What time does Wyoming Community Bank close?

Are Wyoming Community Bank ATMs Open 24/7?

Do Wyoming Community Bank ATMs accept cash deposits?

Can Wyoming Community Bank customers use other ATMs?

Do Wyoming Community Bank branches have notaries?

Will Wyoming Community Bank notarize my document?

What address for Wyoming Community Bank should I put for incoming ACH transfers?

Will the Wyoming Community Bank branch print checks?

Do Wyoming Community Bank checks expire?

Does Wyoming Community Bank require US citizenship to open account?

Can Wyoming Community Bank close my account?

Does Wyoming Community Bank Report to credit bureaus?

Does Wyoming Community Bank Use Equifax?

What is Wyoming Community Bank's ACH Routing Number?

What is Wyoming Community Bank's SWIFT code?


Does Wyoming Community Bank offer mortgages?

Compare mortgage rates here.

Does Wyoming Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wyoming Community Bank offer personal loans?

Compare personal loan rates here.

Does Wyoming Community Bank offer student loans?

Will Wyoming Community Bank cash a check?

Will Wyoming Community Bank redeem a savings bond?

Does Wyoming Community Bank cash savings bonds?

Will Wyoming Community Bank cash money orders?

Can Wyoming Community Bank issue a money order?

Does Wyoming Community Bank do currency exchange?

Background on The Bank

Who owns Wyoming Community Bank?

How long has Wyoming Community Bank been around?

Can Wyoming Community Bank transfer to other banks?

Does Wyoming Community Bank have quick pay?

Does Wyoming Community Bank accept rolled coins?

Will Wyoming Community Bank accept loose change?

Where is Wyoming Community Bank headquarters?

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