Dime Savings Bank if offering a competitive 9-month CD at 4.25% APY. The account is available nationally and can be opened online. Once opened, it can be funded via a check or an ACH transfer.

As the BestCashCow rate tables show, the 4.25% APY falls right in the middle of the best 6 month cd rates (4.06% APY) and the best 12 month cd rates (4.26% APY).

Rating service Bauer Financial gives Dime 4 out of 5 stars (very good) for financial soundness. It is FDIC insured. The bank is based in Brooklyn, New York, and has $3.7 billion in assets.

Thanks to Bankdeals for pointing this out.

Compare the best online 1-year CD rates here.

MetLife Bank is offering a 12-Month Certificate of Deposit (CD) at 4.15% APY. The rate is competitive when compared to the best 1 year (12 month) cd rates on the BestCashCow rate table. The minimum deposit to receive this rate is $15,000.

You can apply online or via phone. If you use the online application you open the account online and fund the account via an ACH transaction. They will send you a signature card to mail back but the account can be opened before this is done. I was also told that they do a soft pull on your credit to make sure there is no fraud. Presumably this will not impact your credit score.

MetLife Bank is a subsidiary of MetLife, Inc, a company best known for their insurance products (annuities, car insurance, homeowners insurance, etc.). The bank has more than 100,000 customers and is one of the top 150 commercial banks in the United States, with more than $4.5 billion in customer deposits (as of 10/1/07).

Bauer Financial gives MetLife bank a rating of 3 1/2 stars out of 5 (good) for safety and soundness.

Compare the best online 1-year CD rates here.

E-Loan is offering a leading rate of 4.36% APY on a 1 year CD along with a $25 signing bonus. The minimum balance to get the rate and the bonus is $10,000. To qualify for the $25 bonus and the APY displayed the promotion code "times25" must be entered on the application and submitted prior to December 18th, 2008. If you go straight to the main site you will not see this offer. The highest rate for a 1 year CD on the main site is 4.01% APY.

The rate of 4.36% APY is the top rate for a 1 year CD according to the BestCashCow rate tables.

E-Loan is a subsidiary of Banco Popular North America (BPNA), a New York state chartered bank insured by the FDIC. Bauer Financial rates Banco Popular with 3 starts out of 5 (Fair) for safety and soundness.

Many thanks to Gina for letting me know about this offer.