Texas

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Round Rock, Texas CD Rates – 3-Month

You are viewing rates from banks across Round Rock





Below are the best three-month CD Rates from banks in Round Rock, Texas . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Round Rock, TX - August 1, 2025

CD National Average : 2.21% ?

Banks APY MIN MILES ?

Rate History: 1.00% → 4.60% → 4.25%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 1.00% → 3.03% → 3.00%

Rate History: 3.00% → 2.75% → 2.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 2.00% → 4.25% → 4.00% → 3.50% → 2.25%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.50% → 4.50% → 2.50% → 2.00% → 2.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Round Rock, TX - August 1, 2025


Branch Street City State
Regions Bank
Regions Bank Branch
18643 Fm 1431 Jonestown TX
Texas Capital Bank
Texas Capital Bank, National Association Branch
3813 Bee Caves Road Austin TX
Southside Bank
West Lake Hills Branch
1250 South Capital Of Texas Highway, Bldg 1, Suite 101 West Lake Hills TX
Woodforest National Bank
0664 Austin Texas Branch
5017 West Us Highway 290 Austin TX
Finworth, a division of InsBank
Cedar Park Branch
1861 South Lakeline Blvd. Cedar Park TX
JPMorgan Chase Bank, National Association
Lakeway Blvd And Fm 620 Branch
919 Ranch Rd 620 S Lakeway TX
Wells Fargo Bank, National Association
Wells Fargo Bank, National Association Branch
2301 Ranch Road 620 S Lakeway TX


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PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2025

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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