NAVY FEDERAL CREDIT UNION

820 FOLLIN LANE
Vienna, VA 22180

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5536
Date Established 1947
Assets $89,802.84 million
Loans $67,061.98 million
Deposits $67,006.64 million
Capital $10,908.24 million

Navy Federal Credit Union is an NCUA insured institution located in Vienna, VA. It was founded in 1947 and has approximately $89802.84 millions in assets.

Who can join?

Navy Federal's field of membership is determined by the National Credit Union Administration.

If you fall under any of these categories, you're eligible to join:

All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and Air Force retirees and annuitants

All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees and annuitants

All Army and Air National Guard Personnel—civilian employees, retirees and annuitants

All Delayed Entry Program (DEP) Personnel

All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy,

United States Military Academy, United States Air Force Academy, United States Coast Guard Academy and the United States Merchant Marine Academy; Other Officer Programs

U.S. government employees assigned to DoD installations (including Coast Guard)

All DoD civilian employees—including retirees and annuitants

DoD contractors assigned to U.S. Government installations

Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members

Field of Membership Restrictions

Membership in Navy Federal Credit Union is open to anyone through joining the Navy League-San Diego Council ($25 membership fee). Membership is also open to members of active duty Army, Marine Corps, Navy, Air Force, Coast Guard, Army and Air National Guard, Department of Defense Officer Candidate/ROTC, Department of Defense Reservists, retirees from military service, Department of Defense civilian employees and contractors and retirees, U.S. Government Employees Assigned to Department of Defense Installations. Membership is also open to immediate family of current members or those eligible for membership.

Deposit Rates - September 21, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Year Jumbo CD
2.70% $100,000 - Learn MoreShow Less
3 Mo CD 10K
0.60% $10,000 $19,999 Learn MoreShow Less
3 Mo CD 100K
0.70% $100,000 - Learn MoreShow Less
06MCD10K
1.25% $10,000 $19,999 Learn MoreShow Less
6 Mo CD 100K
1.35% $100,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
FIXIRA0K
2.00% $1,000 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
2.79% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.60% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.65% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.70% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less

Loan Rates - September 21, 2018

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.89% 2.89% $725.82 Learn MoreShow Less
4 Year 3.29% 3.29% $556.57 Learn MoreShow Less
5 Year 3.29% 3.29% $452.45 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Navy Federal Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Navy Federal Credit Union Locations

Financial Details

Navy Federal Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Navy Federal Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Navy Federal Credit Union U.S. Average
4.75% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Navy Federal Credit Union had $553,542,344 in non-current loans and $28,898,684 in owned assets. To cover these potential losses it had $10,908,238,319 in net worth and $1,353,197,345 in loans loss reserves. That gives it a Texas Ratio of 4.75%.

Net Worth
Navy Federal Credit Union U.S. Average
12.14% 13.08%

Navy Federal Credit Union FCU has a net worth of 12.14% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Navy Federal Credit Union

What is Navy Federal Credit Union?

A federal credit union, registered with the NCUA under certificate #5536.
Learn more about credit unions here.

Is Navy Federal Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Navy Federal Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are Navy Federal Credit Union's share account and share certificate rates?

Navy Federal Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Navy Federal Credit Union?

Navy Federal Credit Union has total capital of $10,908.24 million. Full information on Navy Federal Credit Union's financial position is located above.

Who owns Navy Federal Credit Union?

Credit Unions are owned by their members.

Where are Navy Federal Credit Union branches located?

See branch locations nearby.

Are Navy Federal Credit Union ATMs Open 24/7?

Do Navy Federal Credit Union ATMs accept cash deposits?

Can Navy Federal Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Navy Federal Credit Union have a mobile app?

Does Navy Federal Credit Union have mobile deposit?

Does Navy Federal Credit Union have quick pay?

How can Navy Federal Credit Union transfer money to other banks or credit unions?

Does Navy Federal Credit Union report to credit bureaus?

Does Navy Federal Credit Union use Chexsystems?

Does Navy Federal Credit Union use Equifax?

What is Navy Federal Credit Union's toll free phone number?

What is Navy Federal Credit Union's ACH Routing Number?

What is Navy Federal Credit Union's SWIFT code?

Where can I find Navy Federal Credit Union's wire transfer form?

What is the Navy Federal Credit Union address for deposits?

What Products Does Navy Federal Credit Union Offer

Does Navy Federal Credit Union offer mortgages?

Compare mortgage rates here.

Does Navy Federal Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Navy Federal Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does Navy Federal Credit Union offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Navy Federal Credit Union


  • JSS

    January 10, 2017

    They do not allow DoD employees anymore they only allow Armed forces or armed forces familys

  • bob

    December 08, 2016

    CDs 12 Month Rates

    address

  • ersilva12

    October 05, 2016

    CDs 20 Month Rates

    Why can't I find special rate on the credit union website?

Add Your Review

Rate it here →