Navy Federal Credit Union

820 FOLLIN LANE
Vienna, VA 22180

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5536
Date Established 1947
Assets $91,789.91 million
Loans $69,375.46 million
Deposits $68,303.51 million
Capital $11,247.89 million

Navy Federal Credit Union is an NCUA insured institution located in Vienna, VA. It was founded in 1947 and has approximately $91789.91 millions in assets.

Who can join?

Navy Federal's field of membership is determined by the National Credit Union Administration.

If you fall under any of these categories, you're eligible to join:

All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and Air Force retirees and annuitants

All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees and annuitants

All Army and Air National Guard Personnel—civilian employees, retirees and annuitants

All Delayed Entry Program (DEP) Personnel

All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy,

United States Military Academy, United States Air Force Academy, United States Coast Guard Academy and the United States Merchant Marine Academy; Other Officer Programs

U.S. government employees assigned to DoD installations (including Coast Guard)

All DoD civilian employees—including retirees and annuitants

DoD contractors assigned to U.S. Government installations

Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members

Field of Membership Restrictions

Membership in Navy Federal Credit Union is open to anyone through joining the Navy League-San Diego Council ($25 membership fee). Membership is also open to members of active duty Army, Marine Corps, Navy, Air Force, Coast Guard, Army and Air National Guard, Department of Defense Officer Candidate/ROTC, Department of Defense Reservists, retirees from military service, Department of Defense civilian employees and contractors and retirees, U.S. Government Employees Assigned to Department of Defense Installations. Membership is also open to immediate family of current members or those eligible for membership.

Deposit Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.80% $2,500 $9,999 Learn MoreShow Less
Money Market
0.85% $10,000 $24,999 Learn MoreShow Less
Money Market
0.90% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.25% $1 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.25% $1,000 $9,999 Learn MoreShow Less
Special: 17 Mo FIRA
3.25% $50 - Learn MoreShow Less
Special: 40 Mo FIRA
3.75% $50 $150,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Year Jumbo CD
2.85% $100,000 - Learn MoreShow Less
1.30% $10,000 $19,999 Learn MoreShow Less
3 Mo CD
1.55% $100,000 - Learn MoreShow Less
2.10% $10,000 $19,999 Learn MoreShow Less
6 Mo CD
2.35% $100,000 - Learn MoreShow Less
2.25% $10,000 $19,999 Learn MoreShow Less
12 Mo CD
2.50% $100,000 - Learn MoreShow Less
Special: 17 Mo CD
3.25% $50 - Learn MoreShow Less
18 Mo CD
2.35% $10,000 $19,999 Learn MoreShow Less
18 Month CD
2.60% $100,000 - Learn MoreShow Less
2 Year CD
2.75% $0 - Learn MoreShow Less
2.50% $10,000 $19,999 Learn MoreShow Less
24 Month CD
2.75% $100,000 - Learn MoreShow Less
36 Mo CD
2.60% $10,000 $19,999 Learn MoreShow Less
36 Month CD
2.85% $100,000 - Learn MoreShow Less
Special: 40 Mo CD
3.75% $50 $150,000 Learn MoreShow Less
48 Mo CD
2.65% $10,000 $19,999 Learn MoreShow Less
4 Year Jumbo CD
2.90% $100,000 - Learn MoreShow Less
60 Mo CD
3.00% $10,000 $19,999 Learn MoreShow Less
60 Month CD
3.25% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.94% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.89% 2.89% $725.82
4 Year 3.29% 3.29% $556.57
5 Year 3.29% 3.29% $452.45
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Navy Federal Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Navy Federal Credit Union Locations

Financial Details

Navy Federal Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Navy Federal Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Navy Federal Credit Union U.S. Average
5.27% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Navy Federal Credit Union had $640,198,385 in non-current loans and $28,066,454 in owned assets. To cover these potential losses it had $11,247,886,328 in net worth and $1,428,073,431 in loans loss reserves. That gives it a Texas Ratio of 5.27%.

Net Worth
Navy Federal Credit Union U.S. Average
12.25% 13.21%

Navy Federal Credit Union FCU has a net worth of 12.25% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Navy Federal Credit Union


  • JSS

    January 10, 2017

    They do not allow DoD employees anymore they only allow Armed forces or armed forces familys

  • bob

    December 08, 2016

    CDs 12 Month Rates

    address

  • ersilva12

    October 05, 2016

    CDs 20 Month Rates

    Why can't I find special rate on the credit union website?

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*All images, logos and public notes on this page appear courtesy of Navy Federal Credit Union and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.