You are viewing rewards checking rates across Iowa
Below are banks that offer rewards checking accounts nationally and across Iowa. Rewards checking accounts offer a higher interest rate up to a certain balance level in exchange for the user doing certain activities. These requirements may include using a debit card a certain number of times each month, using bill pay, or setting up a direct deposit to the account. In general, the accounts offer significantly higher interest rates on deposited money. Once the user goes over the deposit limit, the rewards checking account rate will drop.
| BankS | APY | MILES? | MAX | |
|---|---|---|---|---|
|
State Savings Bank
|
4.07% |
553.35 |
$20,000 |
|
|
Green Belt Bank & Trust
|
4.00% |
543.80 |
$25,000 |
|
|
Mount Vernon Bank and Trust Company
|
4.00% |
466.36 |
$50,000 |
|
|
Cedar Rapids Bank and Trust Company
|
3.33% |
477.11 |
$25,000 |
|
|
American State Bank
|
3.20% |
713.66 |
$25,000 |
|
|
Decorah Bank & Trust Company
|
2.25% |
519.80 |
$25,000 |
|
|
Citizens First Bank
|
2.03% |
402.80 |
$25,000 |
|
|
Heritage Bank National Association
|
2.02% |
727.77 |
$25,000 |
|
|
MidWestOne Bank
|
1.75% |
435.48 |
$25,000 |
|
|
BankIowa
|
1.65% |
480.09 |
$15,000 |
|
|
TS Bank
|
1.51% |
626.04 |
$10,000 |
|
|
Premier Bank
|
0.50% |
737.99 |
$5,000 |
All banks listed above are FDIC-insured. The FDIC insures an individual's deposits for each class of ownership. Take care not to exceed FDIC limits. Learn more about FDIC coverage in this article or on the FDIC website.
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