This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.66% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 330 | 231 |
| 2 | 50,330 | 332 | 233 |
| 3 | 50,662 | 334 | 234 |
| 4 | 50,997 | 337 | 236 |
| 5 | 51,333 | 339 | 237 |
| 6 | 51,672 | 341 | 239 |
| 7 | 52,013 | 343 | 240 |
| 8 | 52,356 | 346 | 242 |
| 9 | 52,702 | 348 | 243 |
| 10 | 53,050 | 350 | 245 |
| 11 | 53,400 | 352 | 247 |
| 12 | 53,752 | 355 | 248 |
| 13 | 54,107 | 357 | 250 |
| 14 | 54,464 | 359 | 252 |
| 15 | 54,824 | 362 | 253 |
| 16 | 55,185 | 364 | 255 |
| 17 | 55,550 | 367 | 257 |
| 18 | 55,916 | 369 | 258 |
| 19 | 56,285 | 371 | 260 |
| 20 | 56,657 | 374 | 262 |
| TOTAL | $7,031 | $4,921 |
| Year | Rate 0.91% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 455 | 319 |
| 2 | 50,455 | 459 | 321 |
| 3 | 50,914 | 463 | 324 |
| 4 | 51,377 | 468 | 327 |
| 5 | 51,845 | 472 | 330 |
| 6 | 52,317 | 476 | 333 |
| 7 | 52,793 | 480 | 336 |
| 8 | 53,273 | 485 | 339 |
| 9 | 53,758 | 489 | 342 |
| 10 | 54,247 | 494 | 346 |
| 11 | 54,741 | 498 | 349 |
| 12 | 55,239 | 503 | 352 |
| 13 | 55,742 | 507 | 355 |
| 14 | 56,249 | 512 | 358 |
| 15 | 56,761 | 517 | 362 |
| 16 | 57,277 | 521 | 365 |
| 17 | 57,799 | 526 | 368 |
| 18 | 58,325 | 531 | 372 |
| 19 | 58,855 | 536 | 375 |
| 20 | 59,391 | 540 | 378 |
| TOTAL | $9,931 | $6,952 |
| Year | Rate 1.36% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 680 | 476 |
| 2 | 50,680 | 689 | 482 |
| 3 | 51,369 | 699 | 489 |
| 4 | 52,068 | 708 | 496 |
| 5 | 52,776 | 718 | 502 |
| 6 | 53,494 | 728 | 509 |
| 7 | 54,221 | 737 | 516 |
| 8 | 54,959 | 747 | 523 |
| 9 | 55,706 | 758 | 530 |
| 10 | 56,464 | 768 | 538 |
| 11 | 57,232 | 778 | 545 |
| 12 | 58,010 | 789 | 552 |
| 13 | 58,799 | 800 | 560 |
| 14 | 59,599 | 811 | 567 |
| 15 | 60,409 | 822 | 575 |
| 16 | 61,231 | 833 | 583 |
| 17 | 62,063 | 844 | 591 |
| 18 | 62,907 | 856 | 599 |
| 19 | 63,763 | 867 | 607 |
| 20 | 64,630 | 879 | 615 |
| TOTAL | $15,509 | $10,856 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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