City National Bank of Florida

25 West Flagler Street
Miami, FL 33101

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20234
Date Established 1970
Assets $14.78 billion
Loans $10.33 billion
Deposits $11.44 billion
Capital $1.75 billion

City National Bank of Florida is an FDIC insured institution located in Miami, FL. It was founded in 1970 and has approximately $14.78 billion in assets. Customers can open an account at one of its 26 branches.

For a more detailed analysis of City National Bank of Florida's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 26, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $1 - Learn MoreShow Less
Premium Money Market Account
0.02% $1 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.20% $1,000 - Learn MoreShow Less
6 Mo CD
0.23% $1,000 - Learn MoreShow Less
12 Mo CD
0.40% $1,000 - Learn MoreShow Less
18 Mo CD
0.45% $1,000 - Learn MoreShow Less
24 Mo CD
0.55% $1,000 - Learn MoreShow Less
30 Mo CD
0.65% $1,000 - Learn MoreShow Less
36 Mo CD
0.80% $1,000 - Learn MoreShow Less
48 Mo CD
1.05% $1,000 - Learn MoreShow Less
60 Mo CD
1.25% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $1 - Learn MoreShow Less

Online Only CD Rates of TotalDirect, a Division of City National Bank of Florida

Online CD Rates APY MIN MAX
3 Mo CD 25K
2.20% $25,000 - Learn MoreShow Less
12-Month CD
2.60% $25,000 - Learn MoreShow Less
24-Month CD
2.60% $25,000 - Learn MoreShow Less
36-Month CD
2.60% $25,000 - Learn MoreShow Less
60-Month CD
2.60% $25,000 - Learn MoreShow Less

Bank Online Offers


Loan Rates - August 26, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for City National Bank of Florida

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to City National Bank of Florida
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Branches

City National Bank of Florida branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


City National Bank of Florida Locations


Financial Details

City National Bank of Florida Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of City National Bank of Florida. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
City National Bank of Florida U.S. Bank Average
1.95% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, City National Bank of Florida had $30,718,000 in non-current loans and $4,216,000 in owned real estate. To cover these potential losses it had $1,754,349,000 in equity and $38,780,000 in loans loss reserves. That gives it a Texas Ratio of 1.95%.

Return on Equity
City National Bank of Florida U.S. Bank Average
8.79% 9.47%

City National Bank of Florida has a Return on Equity of 8.79% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
City National Bank of Florida U.S. Bank Average
11.87% 12.49%

City National Bank of Florida has a Capitalization of 11.87% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

City National Bank of Florida Balance Sheet Analysis

As of March 31, 2019, City National Bank of Florida had assets of $14,782,939,000, loans of $10,331,112,000, and deposits of $11,442,565,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.27 billion
Interest-bearing balances $0.13 billion
Total securities $3.16 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $10.33 billion
Loan loss allowance $0.04 billion
Trading account assets $0.03 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.24 billion
All other assets $0.66 billion
     Total Assets $13.03 billion
LIABILITIES
Total deposits $11.44 billion
      Interest-bearing deposits $8.04 billion
      Deposits held in domestic offices $11.44 billion
      % insured (estimated) 33.45%
Federal funds purchased and repurchase agreements $0.14 billion
Trading liabilities $0.03 billion
Other borrowed funds $1.33 billion
Subordinated debt $0.00 billion
All other liabilities $0.09 billion
      Total Liabilities $13.03 billion
      Shareholders’ Equity $1.75 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.15 billion
Total Interest Expense $0.04 billion
Net interest income $0.10 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.06 billion
Pre-tax Net Operating Income $0.05 billion

Bank Loan Profile?

The top three loan types in City National Bank of Florida’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, City National Bank of Florida’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.70
Multifamily
Mortgages
5.91
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 2.67
Construction and Development Loans 7.91
Commercial Real Estate 38.37
Commercial and Industrial Loans 20.26
Farm Loans 0.04

Frequently Asked Questions About City National Bank Of Florida

Branches and Savings

Is City National Bank Of Florida FDIC insured?

Yes. It is covered under FDIC Certificate #20234.

Why does City National Bank Of Florida pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are City National Bank Of Florida CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is City National Bank Of Florida a commercial bank?

Yes

Where are City National Bank Of Florida locations?

See branch locations nearby.

Is City National Bank Of Florida open on Saturdays?

Is City National Bank Of Florida open on Sundays?

What time does City National Bank Of Florida open?

What time does City National Bank Of Florida close?

Are City National Bank Of Florida ATMs Open 24/7?

Do City National Bank Of Florida ATMs accept cash deposits?

Can City National Bank Of Florida customers use other ATMs?

Do City National Bank Of Florida branches have notaries?

Will City National Bank Of Florida notarize my document?

What address for City National Bank Of Florida should I put for incoming ACH transfers?

Will the City National Bank Of Florida branch print checks?

Do City National Bank Of Florida checks expire?

Does City National Bank Of Florida require US citizenship to open account?

Can City National Bank Of Florida close my account?

Does City National Bank Of Florida Report to credit bureaus?

Does City National Bank Of Florida Use Equifax?

What is City National Bank Of Florida's ACH Routing Number?

What is City National Bank Of Florida's SWIFT code?

Products

Does City National Bank Of Florida offer mortgages?

Compare mortgage rates here.

Does City National Bank Of Florida offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does City National Bank Of Florida offer personal loans?

Compare personal loan rates here.

Does City National Bank Of Florida offer student loans?

Will City National Bank Of Florida cash a check?

Will City National Bank Of Florida redeem a savings bond?

Does City National Bank Of Florida cash savings bonds?

Will City National Bank Of Florida cash money orders?

Can City National Bank Of Florida issue a money order?

Does City National Bank Of Florida do currency exchange?

Background on The Bank

Who owns City National Bank Of Florida?

How long has City National Bank Of Florida been around?

Can City National Bank Of Florida transfer to other banks?

Does City National Bank Of Florida have quick pay?

Does City National Bank Of Florida accept rolled coins?

Will City National Bank Of Florida accept loose change?

Where is City National Bank Of Florida headquarters?

Customer Reviews for City National Bank of Florida


  • danioly24@icloud.com

    July 31, 2016

    This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to I your bank date. 31/07/2016 by. Mrs Endriani pipped

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