This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.91% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 455 | 319 |
| 2 | 50,455 | 459 | 321 |
| 3 | 50,914 | 463 | 324 |
| 4 | 51,377 | 468 | 327 |
| 5 | 51,845 | 472 | 330 |
| 6 | 52,317 | 476 | 333 |
| 7 | 52,793 | 480 | 336 |
| 8 | 53,273 | 485 | 339 |
| 9 | 53,758 | 489 | 342 |
| 10 | 54,247 | 494 | 346 |
| 11 | 54,741 | 498 | 349 |
| 12 | 55,239 | 503 | 352 |
| 13 | 55,742 | 507 | 355 |
| 14 | 56,249 | 512 | 358 |
| 15 | 56,761 | 517 | 362 |
| 16 | 57,277 | 521 | 365 |
| 17 | 57,799 | 526 | 368 |
| 18 | 58,325 | 531 | 372 |
| 19 | 58,855 | 536 | 375 |
| 20 | 59,391 | 540 | 378 |
| TOTAL | $9,931 | $6,952 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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