This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.36% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 679 | 475 |
| 2 | 50,679 | 688 | 482 |
| 3 | 51,367 | 698 | 488 |
| 4 | 52,065 | 707 | 495 |
| 5 | 52,772 | 717 | 502 |
| 6 | 53,488 | 726 | 508 |
| 7 | 54,215 | 736 | 515 |
| 8 | 54,951 | 746 | 522 |
| 9 | 55,697 | 756 | 529 |
| 10 | 56,454 | 767 | 537 |
| 11 | 57,220 | 777 | 544 |
| 12 | 57,997 | 788 | 551 |
| 13 | 58,785 | 798 | 559 |
| 14 | 59,583 | 809 | 566 |
| 15 | 60,392 | 820 | 574 |
| 16 | 61,213 | 831 | 582 |
| 17 | 62,044 | 843 | 590 |
| 18 | 62,886 | 854 | 598 |
| 19 | 63,740 | 866 | 606 |
| 20 | 64,606 | 877 | 614 |
| TOTAL | $15,483 | $10,838 |
| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 105 | 74 |
| 2 | 50,105 | 105 | 74 |
| 3 | 50,210 | 105 | 74 |
| 4 | 50,316 | 106 | 74 |
| 5 | 50,421 | 106 | 74 |
| 6 | 50,527 | 106 | 74 |
| 7 | 50,633 | 106 | 74 |
| 8 | 50,740 | 107 | 75 |
| 9 | 50,846 | 107 | 75 |
| 10 | 50,953 | 107 | 75 |
| 11 | 51,060 | 107 | 75 |
| 12 | 51,167 | 107 | 75 |
| 13 | 51,275 | 108 | 75 |
| 14 | 51,382 | 108 | 76 |
| 15 | 51,490 | 108 | 76 |
| 16 | 51,598 | 108 | 76 |
| 17 | 51,707 | 109 | 76 |
| 18 | 51,815 | 109 | 76 |
| 19 | 51,924 | 109 | 76 |
| 20 | 52,033 | 109 | 76 |
| TOTAL | $2,142 | $1,500 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.45% |
$1,500 |
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Last change: ↑0.10% on July 13. |
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|
|
4.45% |
$50,000 |
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|
Last change: ↓0.05% on August 2. |
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|
|
4.45% |
$50,000 |
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Last change: ↓0.05% on April 30. |
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