This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.69% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 345 | 242 |
| 2 | 50,345 | 347 | 243 |
| 3 | 50,692 | 350 | 245 |
| 4 | 51,042 | 352 | 247 |
| 5 | 51,394 | 355 | 248 |
| 6 | 51,749 | 357 | 250 |
| 7 | 52,106 | 360 | 252 |
| 8 | 52,466 | 362 | 253 |
| 9 | 52,828 | 365 | 255 |
| 10 | 53,192 | 367 | 257 |
| 11 | 53,559 | 370 | 259 |
| 12 | 53,929 | 372 | 260 |
| 13 | 54,301 | 375 | 262 |
| 14 | 54,675 | 377 | 264 |
| 15 | 55,053 | 380 | 266 |
| 16 | 55,433 | 382 | 268 |
| 17 | 55,815 | 385 | 270 |
| 18 | 56,200 | 388 | 271 |
| 19 | 56,588 | 390 | 273 |
| 20 | 56,978 | 393 | 275 |
| TOTAL | $7,372 | $5,160 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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