Alliant Bank

101 East Broadway
Madison, MO 65263


General Bank Information

FDIC Insured Yes
FDIC Certificate # 1946
Date Established 1888
Assets $0.15 billion
Loans $0.12 billion
Deposits $0.13 billion
Capital $0.02 billion

Alliant Bank is an FDIC insured institution located in Madison, MO. It was founded in 1888 and has approximately $0.15 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Alliant Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Alliant Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Alliant Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 34.64
Credit Card Loans 0.00
Consumer Auto Loans 0.85
Small Business Loans 14.34
Construction and Development Loans 2.69
Commercial Real Estate 17.51
Commercial and Industrial Loans 7.13
Farm Loans 6.81

Deposit Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.13% $500 - Learn MoreShow Less
6 Mo CD 10K
0.19% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.31% $500 - Learn MoreShow Less
MM 2.5K
0.01% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.05% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Alliant Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Alliant Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Alliant Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Alliant Bank Locations

Financial Details

Alliant Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alliant Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Alliant Bank U.S. Bank Average
3.67% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Alliant Bank had $176,000 in non-current loans and $438,000 in owned real estate. To cover these potential losses it had $15,241,000 in equity and $1,483,000 in loans loss reserves. That gives it a Texas Ratio of 3.67%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Alliant Bank U.S. Bank Average
11.98% 8.58

Alliant Bank has a Return on Equity of 11.98% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Alliant Bank U.S. Bank Average
9.94% 12.11

Alliant Bank has a Capitalization of 9.94% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Alliant Bank Balance Sheet Analysis

As of June 30, 2017, Alliant Bank had assets of $153,301,000, loans of $118,468,000, and deposits of $134,992,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Alliant Bank

Branches and Savings

Is Alliant Bank FDIC insured?

Yes. It is covered under FDIC Certificate #1946.

Why does Alliant Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Alliant Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Alliant Bank a commercial bank?


Where are Alliant Bank locations?

See branch locations nearby.

Is Alliant Bank open on Saturdays?

Is Alliant Bank open on Sundays?

What time does Alliant Bank open?

What time does Alliant Bank close?

Are Alliant Bank ATMs Open 24/7?

Do Alliant Bank ATMs accept cash deposits?

Can Alliant Bank customers use other ATMs?

Do Alliant Bank branches have notaries?

Will Alliant Bank notarize my document?

What address for Alliant Bank should I put for incoming ACH transfers?

Will the Alliant Bank branch print checks?

Do Alliant Bank checks expire?

Does Alliant Bank require US citizenship to open account?

Can Alliant Bank close my account?

Does Alliant Bank Report to credit bureaus?

Does Alliant Bank Use Equifax?

What is Alliant Bank's ACH Routing Number?

What is Alliant Bank's SWIFT code?


Does Alliant Bank offer mortgages?

Compare mortgage rates here.

Does Alliant Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alliant Bank offer personal loans?

Compare personal loan rates here.

Does Alliant Bank offer student loans?

Will Alliant Bank cash a check?

Will Alliant Bank redeem a savings bond?

Does Alliant Bank cash savings bonds?

Will Alliant Bank cash money orders?

Can Alliant Bank issue a money order?

Does Alliant Bank do currency exchange?

Background on The Bank

Who owns Alliant Bank?

How long has Alliant Bank been around?

Can Alliant Bank transfer to other banks?

Does Alliant Bank have quick pay?

Does Alliant Bank accept rolled coins?

Will Alliant Bank accept loose change?

Where is Alliant Bank headquarters?

Customer Reviews for Alliant Bank

There are currently no comments for Alliant Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →