This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.94% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 470 | 329 |
| 2 | 50,470 | 474 | 332 |
| 3 | 50,944 | 479 | 335 |
| 4 | 51,423 | 483 | 338 |
| 5 | 51,907 | 488 | 342 |
| 6 | 52,395 | 493 | 345 |
| 7 | 52,887 | 497 | 348 |
| 8 | 53,384 | 502 | 351 |
| 9 | 53,886 | 507 | 355 |
| 10 | 54,393 | 511 | 358 |
| 11 | 54,904 | 516 | 361 |
| 12 | 55,420 | 521 | 365 |
| 13 | 55,941 | 526 | 368 |
| 14 | 56,467 | 531 | 372 |
| 15 | 56,998 | 536 | 375 |
| 16 | 57,533 | 541 | 379 |
| 17 | 58,074 | 546 | 382 |
| 18 | 58,620 | 551 | 386 |
| 19 | 59,171 | 556 | 389 |
| 20 | 59,727 | 561 | 393 |
| TOTAL | $10,289 | $7,202 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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