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Comparison of Deposit Account from ALLIANT with 3.80% - October 2026


Long-Term Analysis of PARTNERS 1ST with 0.10% APY and TENDTO with 1.23% APY and ALLIANT with 3.80% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    PARTNERS 1ST
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 2
    LOCAL CD
    TENDTO
    1.23%
    -
    $50,000
    60 Month
    Credit Union
    1.33x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    1.23%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 615 431
    2 50,615 623 436
    3 51,238 630 441
    4 51,868 638 447
    5 52,506 646 452
    6 53,152 654 458
    7 53,805 662 463
    8 54,467 670 469
    9 55,137 678 475
    10 55,815 687 481
    11 56,502 695 486
    12 57,197 704 492
    13 57,900 712 499
    14 58,612 721 505
    15 59,333 730 511
    16 60,063 739 517
    17 60,802 748 524
    18 61,550 757 530
    19 62,307 766 536
    20 63,073 776 543
    TOTAL $13,849 $9,694
  • 3
    LOCAL CD
    ALLIANT
    3.80%
    -
    $50,000
    12 Month
    Credit Union
    6.90x (National Avg. - 0.55%)
    $75,000
     
    SCENARIO
    Year Rate
    3.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,900 1,330
    2 51,900 1,972 1,381
    3 53,872 2,047 1,433
    4 55,919 2,125 1,487
    5 58,044 2,206 1,544
    6 60,250 2,289 1,603
    7 62,539 2,376 1,664
    8 64,916 2,467 1,727
    9 67,383 2,561 1,792
    10 69,943 2,658 1,860
    11 72,601 2,759 1,931
    12 75,360 2,864 2,005
    13 78,224 2,972 2,081
    14 81,196 3,085 2,160
    15 84,282 3,203 2,242
    16 87,484 3,324 2,327
    17 90,809 3,451 2,416
    18 94,259 3,582 2,507
    19 97,841 3,718 2,603
    20 101,559 3,859 2,701
    TOTAL $55,419 $38,793

    All calculations are for demonstration purposes only.

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