Alliant

Headquarters

11545 W Touhy Ave
Chicago, IL 60666
See all branch locations →

Phone 1-773-462-2000

Notable Rates APY Vs.Others
Savings 0.55% 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage 3.49% 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alliant is an NCUA insured institution located in Chicago, IL. It was founded in 1935 and has approximately $13970.83 millions in assets.

Who can Join Alliant Credit Union?

Alliant membership is an exclusive benefit available to individuals who meet one of the following eligibility requirements:

Any employee or member of a Qualifying Organization (http://www.alliantcreditunion.org/membership/eligibility/organizations/)

Any person who lives or works in a qualifying Chicagoland Community (http://www.alliantcreditunion.org/membership/eligibility/communities/)

Any member of Foster Care to Success (http://www.alliantcreditunion.org/membership/eligibility/ofa/). ** Anyone can become a member with a $10 donation.

Any person related by blood or law to an existing Alliant member

Domestic partners of unmarried members

NCUA Insured Yes / State-Chartered
Charter Number # # 67955
Date Established 1935
Assets $13,970.83 million
Loans $8,889.73 million
Deposits $11,691.24 million
Capital $1,361.03 million
 

Field of Membership Restrictions

Membership in Alliant Credit Union is open to anyone through membership in Foster Care to Success ($10 donation). Membership is also open to those who live or work in Niles, Northlake, Norridge, Park Ridge, River Grove, Prospect Heights, Rolling Meadows, Rosemont, Wood Dale, or Schiller Park, Illinois and to employees and members of select organizations.

Deposit Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
High Rate Savings
0.55% $5 - Learn More

Loan Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

Home Equity Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Alliant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Alliant Locations


Financial Details

Alliant Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alliant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alliant U.S. Average
1.49% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Alliant had $19,713,483 in non-current loans and $2,025,870 in owned assets. To cover these potential losses it had $1,361,028,011 in net worth and $99,087,554 in loans loss reserves. That gives it a Texas Ratio of 1.49%.

Net Worth
Alliant U.S. Average
9.74% 12.20%

Alliant FCU has a net worth of 9.74% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alliant

Branches and Savings

What is Alliant?

A credit union, registered with the NCUA under certificate #67955.
Learn more about credit unions here.

Is Alliant FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Alliant is insured by the NCUA.

Who can join Alliant?

Please see Field of Membership information above for information on who is eligible to join.

What are Alliant's share account and share certificate rates?

Alliant's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alliant?

Alliant has total capital of $1,361.03 million. Full information on Alliant's financial position is located above.

Who owns Alliant?

Credit Unions are owned by their members.

Where are Alliant branches located?

See branch locations nearby.

Are Alliant ATMs Open 24/7?

Do Alliant ATMs accept cash deposits?

Can Alliant customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alliant have a mobile app?

Does Alliant have mobile deposit?

Does Alliant have quick pay?

How can Alliant transfer money to other banks or credit unions?

Does Alliant report to credit bureaus?

Does Alliant use Chexsystems?

Does Alliant use Equifax?

What is Alliant's toll free phone number?

What is Alliant's ACH Routing Number?

What is Alliant's SWIFT code?

Where can I find Alliant's wire transfer form?

What is the Alliant address for deposits?

What Products Does Alliant Offer

Does Alliant offer mortgages?

Compare mortgage rates here.

Does Alliant offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alliant offer auto and RV loans?

Compare auto loan rates here.

Does Alliant offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Alliant


  • July 9, 2021 |

    On Credit Card. Crooks got paid through "PayPal" for a non-delivered item. Alliant insisted I go through PayPal to get a chargeback. The crooks used a no-longer-existing fake account to receive money. So PayPal could not find the payment. Alliant knew where the money went, that it had been charged to my account, and that there was no delivery.

    I went through all procedures as I worked as a bank regulator for decades. NO CHARGEBACK. Kept insisting PayPal had to find what crooks erased before I could get my relatively small amount. Which fraudsters had prevented.

    I was a decade-long customer and the amount was not that great. Cost Alliant in employee/executive time much more than the amount to justify why crooks should get away with it. Even as a goodwill measure, chargeback does not come out of credit union funds. Blowback would have been on ME, not Alliant. Credit Unions are "owned" by members, not payees.

  • May 13, 2021 |

    Online Savings Rates

    If you have a question then they have an answer. "Go to the branch." May be OK if you live in Chicago, but I do not.

Add Your Review

Rate it here →