Alliant

11545 W TOUHY AVE
Chicago, IL 60666

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67955
Date Established 1935
Assets $10,641.40 million
Loans $8,103.20 million
Deposits $9,029.87 million
Capital $1,136.08 million

Alliant is an NCUA insured institution located in Chicago, IL. It was founded in 1935 and has approximately $10641.4 millions in assets.

Who can Join Alliant Credit Union?

Alliant membership is an exclusive benefit available to individuals who meet one of the following eligibility requirements:

Any employee or member of a Qualifying Organization (http://www.alliantcreditunion.org/membership/eligibility/organizations/)

Any person who lives or works in a qualifying Chicagoland Community (http://www.alliantcreditunion.org/membership/eligibility/communities/)

Any member of Foster Care to Success (http://www.alliantcreditunion.org/membership/eligibility/ofa/). ** Anyone can become a member with a $10 donation.

Any person related by blood or law to an existing Alliant member

Domestic partners of unmarried members

Field of Membership Restrictions

Membership in Alliant Credit Union is open to anyone through membership in Foster Care to Success ($10 donation). Membership is also open to those who live or work in Niles, Northlake, Norridge, Park Ridge, River Grove, Prospect Heights, Rolling Meadows, Rosemont, Wood Dale, or Schiller Park, Illinois and to employees and members of select organizations.

Deposit Rates - December 19, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.65% $1,000 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
2.65% $1,000 $24,999 Learn MoreShow Less
12 Mo CD
2.70% $25,000 - Learn MoreShow Less
18 Mo CD
2.55% $1,000 $24,999 Learn MoreShow Less
18 Mo CD
2.60% $25,000 - Learn MoreShow Less
24 Mo CD
2.60% $1,000 $24,999 Learn MoreShow Less
24 Mo CD
2.65% $25,000 - Learn MoreShow Less
30 Mo CD
2.60% $1,000 $24,999 Learn MoreShow Less
36 Mo CD
2.65% $1,000 $24,999 Learn MoreShow Less
36 Mo CD
2.70% $25,000 - Learn MoreShow Less
48 Mo CD
2.75% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
2.95% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
3.00% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.95% $100 - Learn MoreShow Less

Loan Rates - December 19, 2018

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
5 Year 3.24% 3.24% $451.89
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Alliant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alliant Locations

Financial Details

Alliant Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alliant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alliant U.S. Average
2.06% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Alliant had $21,491,256 in non-current loans and $2,923,656 in owned assets. To cover these potential losses it had $1,136,075,075 in net worth and $47,860,034 in loans loss reserves. That gives it a Texas Ratio of 2.06%.

Net Worth
Alliant U.S. Average
10.67% 13.21%

Alliant FCU has a net worth of 10.67% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Alliant

What is Alliant?

A federal credit union, registered with the NCUA under certificate #67955.
Learn more about credit unions here.

Is Alliant FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alliant?

Please see Field of Membership information above for information on who is eligible to join.

What are Alliant's share account and share certificate rates?

Alliant's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alliant?

Alliant has total capital of $1,136.08 million. Full information on Alliant's financial position is located above.

Who owns Alliant?

Credit Unions are owned by their members.

Where are Alliant branches located?

See branch locations nearby.

Are Alliant ATMs Open 24/7?

Do Alliant ATMs accept cash deposits?

Can Alliant customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alliant have a mobile app?

Does Alliant have mobile deposit?

Does Alliant have quick pay?

How can Alliant transfer money to other banks or credit unions?

Does Alliant report to credit bureaus?

Does Alliant use Chexsystems?

Does Alliant use Equifax?

What is Alliant's toll free phone number?

What is Alliant's ACH Routing Number?

What is Alliant's SWIFT code?

Where can I find Alliant's wire transfer form?

What is the Alliant address for deposits?

What Products Does Alliant Offer

Does Alliant offer mortgages?

Compare mortgage rates here.

Does Alliant offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alliant offer auto and RV loans?

Compare auto loan rates here.

Does Alliant offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Alliant and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.