This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 605 | 424 |
| 2 | 50,605 | 612 | 429 |
| 3 | 51,217 | 620 | 434 |
| 4 | 51,837 | 627 | 439 |
| 5 | 52,464 | 635 | 444 |
| 6 | 53,099 | 642 | 450 |
| 7 | 53,742 | 650 | 455 |
| 8 | 54,392 | 658 | 461 |
| 9 | 55,050 | 666 | 466 |
| 10 | 55,716 | 674 | 472 |
| 11 | 56,390 | 682 | 478 |
| 12 | 57,073 | 691 | 483 |
| 13 | 57,763 | 699 | 489 |
| 14 | 58,462 | 707 | 495 |
| 15 | 59,170 | 716 | 501 |
| 16 | 59,885 | 725 | 507 |
| 17 | 60,610 | 733 | 513 |
| 18 | 61,343 | 742 | 520 |
| 19 | 62,086 | 751 | 526 |
| 20 | 62,837 | 760 | 532 |
| TOTAL | $13,597 | $9,518 |
| Year | Rate 2.79% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,395 | 977 |
| 2 | 51,395 | 1,434 | 1,004 |
| 3 | 52,829 | 1,474 | 1,032 |
| 4 | 54,303 | 1,515 | 1,061 |
| 5 | 55,818 | 1,557 | 1,090 |
| 6 | 57,375 | 1,601 | 1,121 |
| 7 | 58,976 | 1,645 | 1,152 |
| 8 | 60,621 | 1,691 | 1,184 |
| 9 | 62,313 | 1,739 | 1,217 |
| 10 | 64,051 | 1,787 | 1,251 |
| 11 | 65,838 | 1,837 | 1,286 |
| 12 | 67,675 | 1,888 | 1,322 |
| 13 | 69,563 | 1,941 | 1,359 |
| 14 | 71,504 | 1,995 | 1,396 |
| 15 | 73,499 | 2,051 | 1,435 |
| 16 | 75,550 | 2,108 | 1,475 |
| 17 | 77,658 | 2,167 | 1,517 |
| 18 | 79,824 | 2,227 | 1,559 |
| 19 | 82,051 | 2,289 | 1,602 |
| 20 | 84,341 | 2,353 | 1,647 |
| TOTAL | $36,694 | $25,686 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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