Alps

Headquarters

401 Halibut Point Rd
Sitka, AK 99835
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.66% →
1-Year CD 1.00% 0.67% →
2-Year CD 1.21% 0.75% →
5-Year CD 1.51% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alps is an NCUA insured institution located in Sitka, AK. It was founded in 1960 and has approximately $66.04 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13865
Date Established 1960
Assets $66.04 million
Loans $47.34 million
Deposits $59.39 million
Capital $6.41 million
 

Field of Membership Restrictions

Must live, worship, work in or attend school in southeast Alaska – from the City and Borough of Yakutat all the way down the Alaska panhandle.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
18 Mo CD
1.16% $10,000 $14,999 Learn More
18 Mo CD
1.16% $100,000 $199,999 Learn More
24 Mo CD
1.21% $10,000 $14,999 Learn More
24 Mo CD
1.21% $100,000 $199,999 Learn More
36 Mo CD
1.36% $10,000 $14,999 Learn More
36 Mo CD
1.36% $100,000 $199,999 Learn More
48 Mo CD
1.41% $10,000 $14,999 Learn More
48 Mo CD
1.41% $100,000 $199,999 Learn More
60 Mo CD
1.51% $10,000 $14,999 Learn More
60 Mo CD
1.51% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALPS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ALPS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Alps branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial Details

Alps Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alps. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alps U.S. Average
2.53% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Alps had $107,488 in non-current loans and $59,999 in owned assets. To cover these potential losses it had $6,410,668 in net worth and $208,747 in loans loss reserves. That gives it a Texas Ratio of 2.53%.

Net Worth
Alps U.S. Average
9.7% 12.67%

Alps FCU has a net worth of 9.7% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alps

Branches and Savings

What is Alps?

A federal credit union, registered with the NCUA under certificate #13865.
Learn more about credit unions here.

Is Alps FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Alps is insured by the NCUA.

Who can join Alps?

Please see Field of Membership information above for information on who is eligible to join.

What are Alps's share account and share certificate rates?

Alps's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alps?

Alps has total capital of $6.41 million. Full information on Alps's financial position is located above.

Who owns Alps?

Credit Unions are owned by their members.

Where are Alps branches located?

See branch locations nearby.

Are Alps ATMs Open 24/7?

Do Alps ATMs accept cash deposits?

Can Alps customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alps have a mobile app?

Does Alps have mobile deposit?

Does Alps have quick pay?

How can Alps transfer money to other banks or credit unions?

Does Alps report to credit bureaus?

Does Alps use Chexsystems?

Does Alps use Equifax?

What is Alps's toll free phone number?

What is Alps's ACH Routing Number?

What is Alps's SWIFT code?

Where can I find Alps's wire transfer form?

What is the Alps address for deposits?

What Products Does Alps Offer

Does Alps offer mortgages?

Compare mortgage rates here.

Does Alps offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alps offer auto and RV loans?

Compare auto loan rates here.

Does Alps offer student loans or personal loans?

Compare personal loan rates here.

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