ALPS

401 HALIBUT POINT RD
Sitka, AK 99835

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 13865
Date Established 1960
Assets $50.83 million
Loans $36.39 million
Deposits $44.20 million
Capital $5.48 million

Alps is an NCUA insured institution located in Sitka, AK. It was founded in 1960 and has approximately $50.83 millions in assets.

Field of Membership Restrictions

Must live, worship, work in or attend school in southeast Alaska – from the City and Borough of Yakutat all the way down the Alaska panhandle.

Deposit Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.08% $50 - Learn MoreShow Less

Loan Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALPS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HSBC Bank USA N.A.
NMLS ID: 399799
4.953% 4.875% 0.38 $2,336 $1,324 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.49% $284 Learn More
Third Federal Savings and Loans 4.24% $246 Learn More

Note to ALPS
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Branches

Below are Alps branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alps Locations

Financial Details

Alps Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alps. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alps U.S. Average
11.23% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Alps had $597,863 in non-current loans and $56,769 in owned assets. To cover these potential losses it had $5,475,002 in net worth and $356,488 in loans loss reserves. That gives it a Texas Ratio of 11.23%.

Net Worth
Alps U.S. Average
10.77% 13.21%

Alps FCU has a net worth of 10.77% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Alps

What is Alps?

A federal credit union, registered with the NCUA under certificate #13865.
Learn more about credit unions here.

Is Alps FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alps?

Please see Field of Membership information above for information on who is eligible to join.

What are Alps's share account and share certificate rates?

Alps's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alps?

Alps has total capital of $5.48 million. Full information on Alps's financial position is located above.

Who owns Alps?

Credit Unions are owned by their members.

Where are Alps branches located?

See branch locations nearby.

Are Alps ATMs Open 24/7?

Do Alps ATMs accept cash deposits?

Can Alps customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alps have a mobile app?

Does Alps have mobile deposit?

Does Alps have quick pay?

How can Alps transfer money to other banks or credit unions?

Does Alps report to credit bureaus?

Does Alps use Chexsystems?

Does Alps use Equifax?

What is Alps's toll free phone number?

What is Alps's ACH Routing Number?

What is Alps's SWIFT code?

Where can I find Alps's wire transfer form?

What is the Alps address for deposits?

What Products Does Alps Offer

Does Alps offer mortgages?

Compare mortgage rates here.

Does Alps offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alps offer auto and RV loans?

Compare auto loan rates here.

Does Alps offer student loans or personal loans?

Compare personal loan rates here.

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