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Comparison of Deposit Account from ALTAONE with 0.55% - August 2025

Long-Term Analysis of LBS FINANCIAL with 0.60% APY and ALTAONE with 0.55% APY and PREMIER MEMBERS with 4.11% APY and TEXAS DOW EMPLOYEES with 2.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

LBS FINANCIAL

0.60%

$50,000

12 Month

Credit Union

1.09x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

ALTAONE

0.55%

$50,000

18 Month

Credit Union

0.95x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	275	193
2	50,275	277	194
3	50,552	278	195
4	50,830	280	196
5	51,109	281	197
6	51,390	283	198
7	51,673	284	199
8	51,957	286	200
9	52,243	287	201
10	52,530	289	202
11	52,819	291	203
12	53,110	292	204
13	53,402	294	206
14	53,695	295	207
15	53,991	297	208
16	54,288	299	209
17	54,586	300	210
18	54,886	302	211
19	55,188	304	212
20	55,492	305	214
	TOTAL	$5,797	$4,058

LOCAL CD

PREMIER MEMBERS

4.11%

$50,000

6 Month

Credit Union

10.05x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 4.11%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,055	1,439
2	52,055	2,139	1,498
3	54,194	2,227	1,559
4	56,422	2,319	1,623
5	58,741	2,414	1,690
6	61,155	2,513	1,759
7	63,669	2,617	1,832
8	66,285	2,724	1,907
9	69,010	2,836	1,985
10	71,846	2,953	2,067
11	74,799	3,074	2,152
12	77,873	3,201	2,240
13	81,074	3,332	2,332
14	84,406	3,469	2,428
15	87,875	3,612	2,528
16	91,486	3,760	2,632
17	95,247	3,915	2,740
18	99,161	4,076	2,853
19	103,237	4,243	2,970
20	107,480	4,417	3,092
	TOTAL	$61,897	$43,328

LOCAL CD

TEXAS DOW EMPLOYEES

2.40%

$50,000

6 Month

Credit Union

5.87x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 2.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,200	840
2	51,200	1,229	860
3	52,429	1,258	881
4	53,687	1,288	902
5	54,976	1,319	924
6	56,295	1,351	946
7	57,646	1,384	968
8	59,030	1,417	992
9	60,446	1,451	1,015
10	61,897	1,486	1,040
11	63,383	1,521	1,065
12	64,904	1,558	1,090
13	66,461	1,595	1,117
14	68,056	1,633	1,143
15	69,690	1,673	1,171
16	71,362	1,713	1,199
17	73,075	1,754	1,228
18	74,829	1,796	1,257
19	76,625	1,839	1,287
20	78,464	1,883	1,318
	TOTAL	$30,347	$21,243

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.
Bread Savings, a division of Bread Financial	4.45%	$1,500	Learn More
Last change: ↑0.10% on July 13.

Compare Savings vs. CDs Comparison of Deposit Account from ALTAONE with 0.55% - August 2025

Long-Term Analysis of LBS FINANCIAL with 0.60% APY and ALTAONE with 0.55% APY and PREMIER MEMBERS with 4.11% APY and TEXAS DOW EMPLOYEES with 2.40% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from ALTAONE with 0.55% - August 2025