PO Box 1209
Ridgecrest, CA 93556

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 0.60% 2.20% →
2-Year CD 0.65% 2.20% →
5-Year CD 1.46% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Altaone is an NCUA insured institution located in Ridgecrest, CA. It was founded in 1947 and has approximately $624.28 millions in assets.

Who can join?

People who live, work, worship, volunteer, own a business or attend school in Kern, Inyo and Mono counties and selected communities in northern San Bernardino county.

Immediate family members of current AltaOne members

NCUA Insured Yes
Charter Number # # 5612
Date Established 1947
Assets $624.28 million
Loans $460.09 million
Deposits $552.85 million
Capital $62.63 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Kern, Inyo, Mono County or selected communities in northern San Bernardino County. Membership is also open to immediate family of existing members.

Deposit Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
0.50% $500 $2,499 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $49,999 Learn MoreShow Less
12 Mo CD
0.60% $10,000 $49,999 Learn MoreShow Less
18 Mo CD
0.30% $10,000 $49,999 Learn MoreShow Less
24 Mo CD
0.65% $10,000 $49,999 Learn MoreShow Less
30 Mo CD
0.55% $10,000 $49,999 Learn MoreShow Less
36 Mo CD
0.90% $10,000 $49,999 Learn MoreShow Less
48 Mo CD
1.26% $10,000 $49,999 Learn MoreShow Less
60 Mo CD
1.46% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $1 - Learn MoreShow Less

Loan Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALTAONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
NMLS ID: 2890
License#: 13256
3.159% 3.125% 0.38 $1,085 $1,071 Learn More
Rocket Mortgage
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Altaone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Altaone Locations

Financial Details

Altaone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Altaone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Altaone U.S. Average
16.43% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Altaone had $9,445,829 in non-current loans and $2,045,054 in owned assets. To cover these potential losses it had $62,634,079 in net worth and $7,325,278 in loans loss reserves. That gives it a Texas Ratio of 16.43%.

Net Worth
Altaone U.S. Average
10.03% 13.65%

Altaone FCU has a net worth of 10.03% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Altaone

Branches and Savings

What is Altaone?

A federal credit union, registered with the NCUA under certificate #5612.
Learn more about credit unions here.

Is Altaone FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Altaone?

Please see Field of Membership information above for information on who is eligible to join.

What are Altaone's share account and share certificate rates?

Altaone's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Altaone?

Altaone has total capital of $62.63 million. Full information on Altaone's financial position is located above.

Who owns Altaone?

Credit Unions are owned by their members.

Where are Altaone branches located?

See branch locations nearby.

Are Altaone ATMs Open 24/7?

Do Altaone ATMs accept cash deposits?

Can Altaone customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Altaone have a mobile app?

Does Altaone have mobile deposit?

Does Altaone have quick pay?

How can Altaone transfer money to other banks or credit unions?

Does Altaone report to credit bureaus?

Does Altaone use Chexsystems?

Does Altaone use Equifax?

What is Altaone's toll free phone number?

What is Altaone's ACH Routing Number?

What is Altaone's SWIFT code?

Where can I find Altaone's wire transfer form?

What is the Altaone address for deposits?

What Products Does Altaone Offer

Does Altaone offer mortgages?

Compare mortgage rates here.

Does Altaone offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Altaone offer auto and RV loans?

Compare auto loan rates here.

Does Altaone offer student loans or personal loans?

Compare personal loan rates here.

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