Compare Savings vs. CDs
Comparison of Deposit Account from ALTRA with 0.50%
- October 2026
Long-Term Analysis of MIDFLORIDA with 2.75% APY and ALTRA with 0.50% APY and ALIVE with 0.77% APY and THE COUNTY with 1.06% APY and ON TAP with 5.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD2.75%-$50,00048 MonthCredit Union3.34x (National Avg. - 0.82%)$1,000SCENARIO
Year Rate
2.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,375 963 2 51,375 1,413 989 3 52,788 1,452 1,016 4 54,239 1,492 1,044 5 55,731 1,533 1,073 6 57,264 1,575 1,102 7 58,838 1,618 1,133 8 60,456 1,663 1,164 9 62,119 1,708 1,196 10 63,827 1,755 1,229 11 65,583 1,804 1,262 12 67,386 1,853 1,297 13 69,239 1,904 1,333 14 71,143 1,956 1,370 15 73,100 2,010 1,407 16 75,110 2,066 1,446 17 77,175 2,122 1,486 18 79,298 2,181 1,526 19 81,478 2,241 1,568 20 83,719 2,302 1,612 TOTAL $36,021 $25,215 - 2LOCAL CD0.50%-$50,00018 MonthCredit Union0.86x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 3LOCAL CD0.77%-$50,00012 MonthCredit Union1.40x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.77%Annual
InterestAnnual Interest
(After Tax)1 50,000 385 270 2 50,385 388 272 3 50,773 391 274 4 51,164 394 276 5 51,558 397 278 6 51,955 400 280 7 52,355 403 282 8 52,758 406 284 9 53,164 409 287 10 53,574 413 289 11 53,986 416 291 12 54,402 419 293 13 54,821 422 295 14 55,243 425 298 15 55,668 429 300 16 56,097 432 302 17 56,529 435 305 18 56,964 439 307 19 57,403 442 309 20 57,845 445 312 TOTAL $8,290 $5,803 - 4LOCAL CD1.06%-$50,00036 MonthCredit Union1.40x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 530 371 2 50,530 536 375 3 51,066 541 379 4 51,607 547 383 5 52,154 553 387 6 52,707 559 391 7 53,265 565 395 8 53,830 571 399 9 54,401 577 404 10 54,977 583 408 11 55,560 589 412 12 56,149 595 417 13 56,744 601 421 14 57,346 608 426 15 57,954 614 430 16 58,568 621 435 17 59,189 627 439 18 59,816 634 444 19 60,450 641 449 20 61,091 648 453 TOTAL $11,738 $8,217 - 5LOCAL CD5.00%-$50,0009 MonthCredit UnionN.A.$500SCENARIO
Year Rate
5.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,500 1,750 2 52,500 2,625 1,838 3 55,125 2,756 1,929 4 57,881 2,894 2,026 5 60,775 3,039 2,127 6 63,814 3,191 2,233 7 67,005 3,350 2,345 8 70,355 3,518 2,462 9 73,873 3,694 2,586 10 77,566 3,878 2,715 11 81,445 4,072 2,851 12 85,517 4,276 2,993 13 89,793 4,490 3,143 14 94,282 4,714 3,300 15 98,997 4,950 3,465 16 103,946 5,197 3,638 17 109,144 5,457 3,820 18 114,601 5,730 4,011 19 120,331 6,017 4,212 20 126,348 6,317 4,422 TOTAL $82,665 $57,865
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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