ALTRA

1700 OAK FOREST DR
Onalaska, WI 54650

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24077
Date Established 1934
Assets $1,487.45 million
Loans $1,281.21 million
Deposits $1,220.10 million
Capital $161.87 million

Altra is an NCUA insured institution located in Onalaska, WI. It was founded in 1934 and has approximately $1487.45 millions in assets.

Who can join?

Many people living in the following counties are eligible to join:
La Crosse, WI
Winona, MN
Rochester, MN
Tyler / Smith County, TX
Clarksville / Montgomery County, TN

Other ways you can be eligible to join...

If you are an immediate family member or household member of a current Altra member, you automatically qualify for membership.

If you are an employee of Trane or a Trane Authorized Dealer, you automatically qualify for membership.

If you are an employee of an Altra Select Employee Group (SEG), you automatically qualify for membership.

If you are a member of Altra's Prime Times Social Club in La Crosse, Wisconsin.

If you or a member of your immediate family/household attend school or work for a school within a qualifying school or school district, you automatically qualify for membership.

Central High School - La Crosse, WI
Logan High School - La Crosse, WI
Viterbo University - La Crosse, WI
Aquinas High School - La Crosse, WI
Univ. Wisconsin-La Crosse - La Crosse, WI
Western Technical College - La Crosse, WI
Onalaska High School - Onalaska, WI
Holmen High School - Holmen, WI
West Salem - West Salem, WI
La Crescent High School - La Crescent, MN
Winona Sr. High - Winona, MN
Cotter High - Winona, MN
St. Mary’s University - Winona, MN
Winona State University - Winona, MN
Austin-Peay University - Clarksville, TN
Tyler Technical College - Tyler, TX

Field of Membership Restrictions

Membership is open to anyone who are members of the Altra Foundation (membership dues of $10). Membership is also open to those who live, work, worship or attend school in specific census tracts in La Crosse, Wisconsin; Winona or Rochester, Minnesota; Clarksville and Montgomery Counties in Tennessee' or Tyler and Smith Counties in Texas, or employees of select schools and companies.

Deposit Rates - December 13, 2018

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $19,999 Learn MoreShow Less
Money Market
0.30% $20,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.70% $1,000 $49,999 Learn MoreShow Less
Special: 10 Mo FIRA
2.50% $1,000 - Learn MoreShow Less
Special: 37 Mo FIRA
3.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.35% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
0.55% $100,000 - Learn MoreShow Less
Special: 10 Mo CD
2.50% $1,000 - Learn MoreShow Less
0.70% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
0.90% $100,000 - Learn MoreShow Less
0.65% $1,000 $49,999 Learn MoreShow Less
0.75% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
0.95% $100,000 - Learn MoreShow Less
0.90% $1,000 $49,999 Learn MoreShow Less
36 Mo CD
1.10% $100,000 - Learn MoreShow Less
Special: 37 Mo CD
3.00% $1,000 - Learn MoreShow Less
1.00% $1,000 $49,999 Learn MoreShow Less
48 Mo CD
1.20% $100,000 - Learn MoreShow Less
1.10% $1,000 $49,999 Learn MoreShow Less
60 Mo CD
1.30% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.80% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $25,000 $74,999 Learn MoreShow Less
Checking Rates APY MIN FEE
A+ Checking 2.50% $0 $0.00 Learn MoreShow Less
Free Checking 0.00% $0 $0.00 Learn MoreShow Less
Platinum Checking 0.00% $25,000 $10.00 Learn MoreShow Less

Loan Rates - December 13, 2018

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ALTRA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmCap Mortgage Ltd
NMLS ID: 129122
4.790% 4.750% 0.50 $1,158 $1,305 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: CL-2925. NMLSID#2925
4.528% 4.500% 0.38 $825 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to ALTRA
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Altra branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Altra Locations

Financial Details

Altra Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Altra. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Altra U.S. Average
8.50% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Altra had $12,314,747 in non-current loans and $2,077,116 in owned assets. To cover these potential losses it had $161,874,616 in net worth and $7,526,340 in loans loss reserves. That gives it a Texas Ratio of 8.50%.

Net Worth
Altra U.S. Average
10.88% 13.21%

Altra FCU has a net worth of 10.88% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Altra

What is Altra?

A federal credit union, registered with the NCUA under certificate #24077.
Learn more about credit unions here.

Is Altra FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Altra?

Please see Field of Membership information above for information on who is eligible to join.

What are Altra's share account and share certificate rates?

Altra's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Altra?

Altra has total capital of $161.87 million. Full information on Altra's financial position is located above.

Who owns Altra?

Credit Unions are owned by their members.

Where are Altra branches located?

See branch locations nearby.

Are Altra ATMs Open 24/7?

Do Altra ATMs accept cash deposits?

Can Altra customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Altra have a mobile app?

Does Altra have mobile deposit?

Does Altra have quick pay?

How can Altra transfer money to other banks or credit unions?

Does Altra report to credit bureaus?

Does Altra use Chexsystems?

Does Altra use Equifax?

What is Altra's toll free phone number?

What is Altra's ACH Routing Number?

What is Altra's SWIFT code?

Where can I find Altra's wire transfer form?

What is the Altra address for deposits?

What Products Does Altra Offer

Does Altra offer mortgages?

Compare mortgage rates here.

Does Altra offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Altra offer auto and RV loans?

Compare auto loan rates here.

Does Altra offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Altra and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.