Compare Savings vs. CDs
Comparison of Deposit Account from ASCEND with 3.66%
- September 2026
Long-Term Analysis of FERGUSON with 1.16% APY and ASCEND with 3.66% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.16%-$50,00012 MonthCredit Union2.11x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
1.16%Annual
InterestAnnual Interest
(After Tax)1 50,000 578 405 2 50,578 585 409 3 51,163 591 414 4 51,754 598 419 5 52,352 605 424 6 52,958 612 429 7 53,570 619 433 8 54,189 626 438 9 54,815 634 444 10 55,449 641 449 11 56,090 648 454 12 56,739 656 459 13 57,394 663 464 14 58,058 671 470 15 58,729 679 475 16 59,408 687 481 17 60,095 695 486 18 60,789 703 492 19 61,492 711 498 20 62,203 719 503 TOTAL $12,922 $9,045 - 2LOCAL CD3.66%-$50,00012 MonthCredit Union6.67x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
3.66%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,830 1,281 2 51,830 1,897 1,328 3 53,727 1,966 1,376 4 55,693 2,038 1,427 5 57,732 2,113 1,479 6 59,845 2,190 1,533 7 62,035 2,270 1,589 8 64,306 2,354 1,648 9 66,659 2,440 1,708 10 69,099 2,529 1,770 11 71,628 2,622 1,835 12 74,249 2,718 1,902 13 76,967 2,817 1,972 14 79,784 2,920 2,044 15 82,704 3,027 2,119 16 85,731 3,138 2,196 17 88,869 3,253 2,277 18 92,121 3,372 2,360 19 95,493 3,495 2,447 20 98,988 3,623 2,536 TOTAL $52,611 $36,828
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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