Ascend Federal Credit Union

Headquarters

Po Box 1210
Tullahoma, TN 37388
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.85% →
1-Year CD 0.85% 0.85% →
2-Year CD 0.95% 0.80% →
5-Year CD 1.16% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ascend is an NCUA insured institution located in Tullahoma, TN. It was founded in 1951 and has approximately $3422.22 millions in assets.

Who can join?

Immediate family – If your spouse, children, siblings, parents, grandparents, or grandchildren are members of Ascend, you are eligible to join. Stepparents, stepchildren, stepsiblings, and adopted children are also considered to be immediate family members.

Household members – These include individuals who live in the same residence and who maintain a single economic unit. Domestic partners and anyone who lives in the household and can demonstrate a degree of permanency will be considered household members.

If you belong to one of Ascend's select employee groups (SEGs), you are eligible to join.
List of groups
http://www.ascendfcu.org/home/mem/join

If you are 50 or older and live within Ascend’s designated service area, you are eligible to join through the 50 Plus Club.

If you live, work, worship, or attend school in an area that has been deemed financially underserved by the U.S. government, you are eligible to join.

Members of the Tennessee Chapter of The Nature Conservancy (TNC) can join Ascend by bringing their Field Notes newsletter or TNC membership card to their nearest Ascend financial center and opening a savings account with just $5. Those who are not TNC members can make a $25 donation to the Conservancy at any Ascend financial center and immediately become eligible to join Ascend.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7397
Date Established 1951
Assets $3,422.22 million
Loans $2,274.48 million
Deposits $2,925.03 million
Capital $472.39 million
 

Field of Membership Restrictions

Membership in Ascend Federal Credit Union is open to anyone through a membership in The Nature Conservancy ($25 one-time contribution). Membership is also open to select underserved areas, including all of Franklin County and select areas of utherford, Davidson, Maury and Marshall counties, through employment with a select employer group member or through a family member.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.45% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.16% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ASCEND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.748% 2.690% 0.75 $1,898 $1,013 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to ASCEND
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ascend branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ascend Locations



Climate Initiatives

ASCEND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ascend Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ascend. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ascend U.S. Average
2.47% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Ascend had $11,324,574 in non-current loans and $604,042 in owned assets. To cover these potential losses it had $472,390,841 in net worth and $10,243,310 in loans loss reserves. That gives it a Texas Ratio of 2.47%.

Net Worth
Ascend U.S. Average
13.8% 12.22%

Ascend FCU has a net worth of 13.8% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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