PO BOX 1210
Tullahoma, TN 37388


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7397
Date Established 1951
Assets $2,373.62 million
Loans $1,833.86 million
Deposits $1,804.19 million
Capital $385.91 million

Ascend is an NCUA insured institution located in Tullahoma, TN. It was founded in 1951 and has approximately $2373.62 millions in assets.

Who can join?

Immediate family – If your spouse, children, siblings, parents, grandparents, or grandchildren are members of Ascend, you are eligible to join. Stepparents, stepchildren, stepsiblings, and adopted children are also considered to be immediate family members.

Household members – These include individuals who live in the same residence and who maintain a single economic unit. Domestic partners and anyone who lives in the household and can demonstrate a degree of permanency will be considered household members.

If you belong to one of Ascend's select employee groups (SEGs), you are eligible to join.
List of groups

If you are 50 or older and live within Ascend’s designated service area, you are eligible to join through the 50 Plus Club.

If you live, work, worship, or attend school in an area that has been deemed financially underserved by the U.S. government, you are eligible to join.

Members of the Tennessee Chapter of The Nature Conservancy (TNC) can join Ascend by bringing their Field Notes newsletter or TNC membership card to their nearest Ascend financial center and opening a savings account with just $5. Those who are not TNC members can make a $25 donation to the Conservancy at any Ascend financial center and immediately become eligible to join Ascend.

Field of Membership Restrictions

Membership in Ascend Federal Credit Union is open to anyone through a membership in The Nature Conservancy ($25 one-time contribution). Membership is also open to select underserved areas, including all of Franklin County and select areas of utherford, Davidson, Maury and Marshall counties, through employment with a select employer group member or through a family member.

Deposit Rates - March 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.11% $2,500 $9,999 Learn MoreShow Less
Money Market
1.46% $10,000 $99,999 Learn MoreShow Less
2.53% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
2.02% $500 $99,999 Learn MoreShow Less
6 Mo CD
2.07% $100,000 - Learn MoreShow Less
2.53% $500 $99,999 Learn MoreShow Less
12 Mo CD
2.58% $100,000 - Learn MoreShow Less
18 Mo CD
2.63% $1,000 - Learn MoreShow Less
24 Mo CD
2.78% $1,000 - Learn MoreShow Less
36 Mo CD
2.89% $1,000 - Learn MoreShow Less
48 Mo CD
2.94% $1,000 - Learn MoreShow Less
60 Mo CD
3.14% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.06% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - March 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ASCEND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to ASCEND
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Ascend branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Ascend Locations

Financial Details

Ascend Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ascend. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ascend U.S. Average
4.37% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Ascend had $15,978,623 in non-current loans and $1,346,210 in owned assets. To cover these potential losses it had $385,914,479 in net worth and $10,800,434 in loans loss reserves. That gives it a Texas Ratio of 4.37%.

Net Worth
Ascend U.S. Average
16.25% 13.08%

Ascend FCU has a net worth of 16.25% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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