Compare Savings vs. CDs
Comparison of Deposit Account from ASCEND with 3.82%
- October 2026
Long-Term Analysis of SAFE 1 with 1.75% APY and DELTA COUNTY with 0.60% APY and Scribner Bank with 0.01% APY and ASCEND with 3.82% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.75%-$50,00018 MonthCredit Union3.02x (National Avg. - 0.58%)$1,000SCENARIO
Year Rate
1.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 875 613 2 50,875 890 623 3 51,765 906 634 4 52,671 922 645 5 53,593 938 657 6 54,531 954 668 7 55,485 971 680 8 56,456 988 692 9 57,444 1,005 704 10 58,449 1,023 716 11 59,472 1,041 729 12 60,513 1,059 741 13 61,572 1,078 754 14 62,649 1,096 767 15 63,746 1,116 781 16 64,861 1,135 795 17 65,996 1,155 808 18 67,151 1,175 823 19 68,327 1,196 837 20 69,522 1,217 852 TOTAL $20,739 $14,517 - 2LOCAL CD0.60%-$50,00060 MonthCredit Union0.65x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 301 210 2 50,301 302 212 3 50,603 304 213 4 50,907 306 214 5 51,213 308 215 6 51,521 310 217 7 51,830 312 218 8 52,142 313 219 9 52,455 315 221 10 52,770 317 222 11 53,088 319 223 12 53,407 321 225 13 53,728 323 226 14 54,051 325 227 15 54,375 327 229 16 54,702 329 230 17 55,031 331 232 18 55,362 333 233 19 55,694 335 234 20 56,029 337 236 TOTAL $6,366 $4,456 - 3LOCAL MONEY MARKET0.01%-$50,000N.A.Bank0.01x (National Avg. - 0.93%)$2,500SCENARIO
Year Rate
0.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 5 4 2 50,005 5 4 3 50,010 5 4 4 50,015 5 4 5 50,020 5 4 6 50,025 5 4 7 50,030 5 4 8 50,035 5 4 9 50,040 5 4 10 50,045 5 4 11 50,050 5 4 12 50,055 5 4 13 50,060 5 4 14 50,065 5 4 15 50,070 5 4 16 50,075 5 4 17 50,080 5 4 18 50,085 5 4 19 50,090 5 4 20 50,095 5 4 TOTAL $100 $70 - 4LOCAL CD3.82%-$50,00018 MonthCredit Union6.59x (National Avg. - 0.58%)$1,000SCENARIO
Year Rate
3.82%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,910 1,337 2 51,910 1,983 1,388 3 53,893 2,059 1,441 4 55,952 2,137 1,496 5 58,089 2,219 1,553 6 60,308 2,304 1,613 7 62,612 2,392 1,674 8 65,004 2,483 1,738 9 67,487 2,578 1,805 10 70,065 2,676 1,874 11 72,741 2,779 1,945 12 75,520 2,885 2,019 13 78,405 2,995 2,097 14 81,400 3,109 2,177 15 84,509 3,228 2,260 16 87,738 3,352 2,346 17 91,089 3,480 2,436 18 94,569 3,613 2,529 19 98,181 3,751 2,625 20 101,932 3,894 2,726 TOTAL $55,826 $39,078
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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