This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.85% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 425 | 298 |
| 2 | 50,425 | 429 | 300 |
| 3 | 50,854 | 432 | 303 |
| 4 | 51,286 | 436 | 305 |
| 5 | 51,722 | 440 | 308 |
| 6 | 52,161 | 443 | 310 |
| 7 | 52,605 | 447 | 313 |
| 8 | 53,052 | 451 | 316 |
| 9 | 53,503 | 455 | 318 |
| 10 | 53,958 | 459 | 321 |
| 11 | 54,416 | 463 | 324 |
| 12 | 54,879 | 466 | 327 |
| 13 | 55,345 | 470 | 329 |
| 14 | 55,816 | 474 | 332 |
| 15 | 56,290 | 478 | 335 |
| 16 | 56,769 | 483 | 338 |
| 17 | 57,251 | 487 | 341 |
| 18 | 57,738 | 491 | 344 |
| 19 | 58,229 | 495 | 346 |
| 20 | 58,724 | 499 | 349 |
| TOTAL | $9,223 | $6,456 |
| Year | Rate 0.68% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 338 | 236 |
| 2 | 50,338 | 340 | 238 |
| 3 | 50,677 | 342 | 239 |
| 4 | 51,019 | 344 | 241 |
| 5 | 51,364 | 347 | 243 |
| 6 | 51,710 | 349 | 244 |
| 7 | 52,059 | 351 | 246 |
| 8 | 52,411 | 354 | 248 |
| 9 | 52,765 | 356 | 249 |
| 10 | 53,121 | 359 | 251 |
| 11 | 53,479 | 361 | 253 |
| 12 | 53,840 | 363 | 254 |
| 13 | 54,204 | 366 | 256 |
| 14 | 54,570 | 368 | 258 |
| 15 | 54,938 | 371 | 260 |
| 16 | 55,309 | 373 | 261 |
| 17 | 55,682 | 376 | 263 |
| 18 | 56,058 | 378 | 265 |
| 19 | 56,436 | 381 | 267 |
| 20 | 56,817 | 384 | 268 |
| TOTAL | $7,201 | $5,041 |
| Year | Rate 5.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,550 | 1,785 |
| 2 | 52,550 | 2,680 | 1,876 |
| 3 | 55,230 | 2,817 | 1,972 |
| 4 | 58,047 | 2,960 | 2,072 |
| 5 | 61,007 | 3,111 | 2,178 |
| 6 | 64,119 | 3,270 | 2,289 |
| 7 | 67,389 | 3,437 | 2,406 |
| 8 | 70,825 | 3,612 | 2,528 |
| 9 | 74,437 | 3,796 | 2,657 |
| 10 | 78,234 | 3,990 | 2,793 |
| 11 | 82,224 | 4,193 | 2,935 |
| 12 | 86,417 | 4,407 | 3,085 |
| 13 | 90,824 | 4,632 | 3,242 |
| 14 | 95,456 | 4,868 | 3,408 |
| 15 | 100,325 | 5,117 | 3,582 |
| 16 | 105,441 | 5,378 | 3,764 |
| 17 | 110,819 | 5,652 | 3,956 |
| 18 | 116,471 | 5,940 | 4,158 |
| 19 | 122,411 | 6,243 | 4,370 |
| 20 | 128,654 | 6,561 | 4,593 |
| TOTAL | $85,215 | $59,650 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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