Avadian

Headquarters

Po Box 360287
Birmingham, AL 35236
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.80% 0.70% →
2-Year CD 0.85% 0.75% →
5-Year CD 1.35% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Avadian is an NCUA insured institution located in Birmingham, AL. It was founded in 1934 and has approximately $1042.63 millions in assets.

Who can join?

Individuals who live, work, worship or attend school in the following counties are eligible for membership:

Autauga, Baldwin, Calhoun, Coffee, Elmore, Geneva, Houston, Jefferson, Madison, Mobile, Montgomery, Pike, Shelby, St. Clair, Talladega, Tuscaloosa

Employment Eligibility
If you are an employee of an Alabama Telco select employee group (SEG), you are eligible for membership.

Family Eligibility
If you are related by blood or marriage to members of Alabama Telco Credit Union, you are eligible for membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 68583
Date Established 1934
Assets $1,042.63 million
Loans $605.49 million
Deposits $931.66 million
Capital $97.54 million
 

Field of Membership Restrictions

Membership in Avadian Credit Union is open to those who live, work, attend school or worship in Autauga, Baldwin, Blount, Calhoun, Cherokee, Coffee, Colbert, Cullman, Dallas, DeKalb, Elmore, Etowah, Geneva, Houston, Jackson, Jefferson, Lauderdale, Lawrence, Lee, Limestone, Madison, Marion, Marshall, Mobile, Morgan, Pike, Randolph, Shelby, St. Clair, Talladega, Tuscaloosa, Walker or Winston Counties in Alabama. Membership is also open to employees of Charter Communications, Gulf Telephone Company, and over 200 statewide Select Employer Groups.

Deposit Rates - June 13, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
Special: 12 Mo CD
0.80% $1,000 - Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.35% $10,000 $14,999 Learn More
60 Mo CD
1.35% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.60% $1 $499 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.70% $1 $999 Learn MoreShow Less
Special: 12 Mo FIRA
0.80% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 13, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AVADIAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.472% 2.375% 0.88 $3,215 $972 Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.652% 2.625% 0.38 $898 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to AVADIAN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Avadian branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Avadian Locations


Financial Details

Avadian Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Avadian. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Avadian U.S. Average
2.85% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Avadian had $1,417,553 in non-current loans and $1,477,134 in owned assets. To cover these potential losses it had $97,542,479 in net worth and $3,944,333 in loans loss reserves. That gives it a Texas Ratio of 2.85%.

Net Worth
Avadian U.S. Average
9.35% 12.67%

Avadian FCU has a net worth of 9.35% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Avadian

Branches and Savings

What is Avadian?

A credit union, registered with the NCUA under certificate #68583.
Learn more about credit unions here.

Is Avadian FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Avadian is insured by the NCUA.

Who can join Avadian?

Please see Field of Membership information above for information on who is eligible to join.

What are Avadian's share account and share certificate rates?

Avadian's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Avadian?

Avadian has total capital of $97.54 million. Full information on Avadian's financial position is located above.

Who owns Avadian?

Credit Unions are owned by their members.

Where are Avadian branches located?

See branch locations nearby.

Are Avadian ATMs Open 24/7?

Do Avadian ATMs accept cash deposits?

Can Avadian customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Avadian have a mobile app?

Does Avadian have mobile deposit?

Does Avadian have quick pay?

How can Avadian transfer money to other banks or credit unions?

Does Avadian report to credit bureaus?

Does Avadian use Chexsystems?

Does Avadian use Equifax?

What is Avadian's toll free phone number?

What is Avadian's ACH Routing Number?

What is Avadian's SWIFT code?

Where can I find Avadian's wire transfer form?

What is the Avadian address for deposits?

What Products Does Avadian Offer

Does Avadian offer mortgages?

Compare mortgage rates here.

Does Avadian offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Avadian offer auto and RV loans?

Compare auto loan rates here.

Does Avadian offer student loans or personal loans?

Compare personal loan rates here.

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