This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.07% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 35 | 25 |
| 2 | 50,035 | 35 | 25 |
| 3 | 50,070 | 35 | 25 |
| 4 | 50,105 | 35 | 25 |
| 5 | 50,140 | 35 | 25 |
| 6 | 50,175 | 35 | 25 |
| 7 | 50,210 | 35 | 25 |
| 8 | 50,246 | 35 | 25 |
| 9 | 50,281 | 35 | 25 |
| 10 | 50,316 | 35 | 25 |
| 11 | 50,351 | 35 | 25 |
| 12 | 50,386 | 35 | 25 |
| 13 | 50,422 | 35 | 25 |
| 14 | 50,457 | 35 | 25 |
| 15 | 50,492 | 35 | 25 |
| 16 | 50,528 | 35 | 25 |
| 17 | 50,563 | 35 | 25 |
| 18 | 50,598 | 35 | 25 |
| 19 | 50,634 | 35 | 25 |
| 20 | 50,669 | 35 | 25 |
| TOTAL | $705 | $493 |
| Year | Rate 0.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 45 | 32 |
| 2 | 50,045 | 45 | 32 |
| 3 | 50,090 | 45 | 32 |
| 4 | 50,135 | 45 | 32 |
| 5 | 50,180 | 45 | 32 |
| 6 | 50,225 | 45 | 32 |
| 7 | 50,271 | 45 | 32 |
| 8 | 50,316 | 45 | 32 |
| 9 | 50,361 | 45 | 32 |
| 10 | 50,406 | 45 | 32 |
| 11 | 50,452 | 45 | 32 |
| 12 | 50,497 | 45 | 32 |
| 13 | 50,543 | 45 | 32 |
| 14 | 50,588 | 46 | 32 |
| 15 | 50,634 | 46 | 32 |
| 16 | 50,679 | 46 | 32 |
| 17 | 50,725 | 46 | 32 |
| 18 | 50,771 | 46 | 32 |
| 19 | 50,816 | 46 | 32 |
| 20 | 50,862 | 46 | 32 |
| TOTAL | $908 | $635 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↓0.05% on April 30. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.50% |
$500 |
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|
Last change: ↓0.50% on February 25. |
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