Barclays Bank Delaware

Headquarters

125 S West St
Wilmington, DE 19801
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Notable Rates	APY	Vs.Others
Savings	3.90%	4.66% →
1-Year CD	3.25%	4.59% →
2-Year CD	3.00%	4.25% →
5-Year CD	3.25%	4.15% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Reviewed by LenaL | May 2, 2022 |

Online Savings Rates

Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anything else from the list.

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2025 Overview

General Bank Information

Barclays Bank Delaware is an FDIC insured institution located in Wilmington, DE. It was founded in 2001 and has approximately $44.67 billion in assets.


FDIC Insured	Yes
FDIC Certificate	# 57203
Date Established	2001
Assets	$ 44.67 billion
Loans	$ 30.66 billion
Deposits	$ 35.42 billion
Capital	$ 5.90 billion

For a more detailed analysis of Barclays Bank Delaware's financial condition and a description of what these numbers mean, please visit the Financial Details section on the Analysis page.

Deposit Rates - April 30, 2025

Your Current Location: Ohio, OH 10007

Savings and Money Market Rates	APY	MIN	MAX
Online Savings Account	3.90%	$0	-	Learn More Reviews

CD Rates	APY	MIN	MAX
3 Month CD	3.80%	$0	-	Learn More Reviews
6 Month CD	3.80%	$0	-	Learn More Reviews
9 Month CD	4.00%	$0	-	Learn More Reviews
12 Month	3.25%	$0	-	Learn More Reviews
18 Month CD	3.00%	$0	-	Learn More Reviews
24 Month CD	3.00%	$0	-	Learn More Reviews
36 Month CD	3.00%	$0	-	Learn More Reviews
48-Month Online CD	3.25%	$0	-	Learn More Reviews
60 Month CD	3.25%	$0	-	Learn More Reviews

Bank Offers

Barclays Increases Online Savings Rate to 2.20%

Dec 27, 2018

Barclays has increased its online savings rate to 2.20%, matching Synchrony's move yesterday. Barclays remains beneath the most competitive online banks.

Learn More

Barclays Bank Delaware Lowers Its Online Savings rate to 1.60% APY

Mar 5, 2020

Barclays became the first of the major online bank to lower its online savings rate earlier today when it lowered its online savings rate to 1.60%.

Barclays Becomes First Major US Online Bank to Lower Savings Rate to 1.15% APY

May 29, 2020

Unfortunately, this may be a sign of where things are going through the rest of 2020.

Barclays Lowers Online Savings Rate to 1% APY

Jun 16, 2020

Barclays has lowered its online savings rate from 1.15% APY to 1% APY this afternoon.

Barclays Bank Delaware Lowers Its Online Savings rate from 1.00% to 0.80% APY

Jul 31, 2020

Barclays has slashed 20 basis points off of its savings rate.

Barclays' Online Savings Rate is Now 0.60% APY

Aug 30, 2020

Barclays is the first of the major online banks to drop its rate so low.

Barclays Lowers Online Savings Rate from 0.60% to 0.50% APY

Oct 16, 2020

The British bank is a leader down, not up, in US online savings rates.

Barclays Quietly Lowers Online Savings Rate to 0.45% APY

Dec 3, 2020

They are hoping you will not notice, but they've just lowered the rate again by 5 basis points.

Barclays Lowers Online Savings Rate from 0.45% to 0.40% APY

Jan 14, 2021

Barclays is now a leader in lowering rates.

Barclays Raises Online Savings Rate to 0.50% APY

Nov 8, 2021

Barclays has increased its online savings rate to 0.50%.

It has also increased all of its online CD rates over 1 year as listed here: https://www.bestcashcow.com/banks/barclays-bank-delaware-57203

Barclays Raises Online Savings Rate to 0.55% APY

Feb 22, 2022

Barclays has raised its online savings rate by 5 bps. It isn't much, but it puts them ahead of the other most recognized names in online banking.

Barclays Bank Delaware Also Moves to 3%

Nov 4, 2022

Barclays moved its online savings rate to 3.00% today.

Barclays Raises Online Savings Rate to 4.00% APY, Lowers Some CD Rates

Apr 27, 2023

Barclays raised its savings rate to 4.00% APY from 3.80%. Barclays has been later to raise its rates over the last year than just about any other online bank, and it is arriving at 4.00% after Citizens, Synchrony and CIT.

Barclays also has lowered its 12-month CD from 5.00% to 4.90% APY. Barclays does not currently have any CD offerings above 5%.

Loan Rates - April 30, 2025

Your Current Location: Ohio, OH 10007

There are currently no loan rates available for Barclays Bank Delaware

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.139%	6.000% 1.00 points $4,800 fees	$1,919	Learn More
NMLS ID: 449401	6.500%	6.500% 0.00 points $0 fees	$2,023	Learn More
NMLS ID: 401822	6.632%	6.500% 0.75 points $4,395 fees	$2,023	Learn More
NMLS ID: 6606	6.715%	6.625% 0.88 points $2,986 fees	$2,049	Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

See More Home Equity Rates →

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Branches

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