Barclays Bank Delaware

Headquarters

125 South West Street
Wilmington, DE 19801
See all branch locations →

Phone (866) 928-8598

Notable Rates APY Vs.Others
Savings 1.10% 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD 2.25% 3.00% →
5-Year CD 2.90% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Bank Information

Barclays Bank Delaware is an FDIC insured institution located in Wilmington, DE. It was founded in 2001 and has approximately $29.42 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57203
Date Established 2001
Assets $ 29.42 billion
Loans $ 20.64 billion
Deposits $ 21.13 billion
Capital $ 5.56 billion
 

For a more detailed analysis of Barclays Bank Delaware's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Online Savings Account
1.10% $0 - Learn More
CD Rates APY MIN MAX
18 Month CD
2.00% $0 - Learn More
24 Month CD
2.25% $0 - Learn More
36 Month CD
2.50% $0 - Learn More
48-Month Online CD
2.50% $0 - Learn More
60 Month CD
2.90% $0 - Learn More

Bank Offers

Barclays Increases Online Savings Rate to 2.20%
Dec 27, 2018

Barclays has increased its online savings rate to 2.20%, matching Synchrony's move yesterday.   Barclays remains beneath the most competitive online banks.


Barclays Bank Delaware Lowers Its Online Savings rate to 1.60% APY
Mar 5, 2020

Barclays became the first of the major online bank to lower its online savings rate earlier today when it lowered its online savings rate to 1.60%.


Barclays Becomes First Major US Online Bank to Lower Savings Rate to 1.15% APY
May 29, 2020

Unfortunately, this may be a sign of where things are going through the rest of 2020.


Barclays Lowers Online Savings Rate to 1% APY
Jun 16, 2020

Barclays has lowered its online savings rate from 1.15% APY to 1% APY this afternoon.


Barclays Bank Delaware Lowers Its Online Savings rate from 1.00% to 0.80% APY
Jul 31, 2020

Barclays has slashed 20 basis points off of its savings rate.


Barclays' Online Savings Rate is Now 0.60% APY
Aug 30, 2020

Barclays is the first of the major online banks to drop its rate so low.


Barclays Lowers Online Savings Rate from 0.60% to 0.50% APY
Oct 16, 2020

The British bank is a leader down, not up, in US online savings rates.


Barclays Quietly Lowers Online Savings Rate to 0.45% APY
Dec 3, 2020

They are hoping you will not notice, but they've just lowered the rate again by 5 basis points.


Barclays Lowers Online Savings Rate from 0.45% to 0.40% APY
Jan 14, 2021

Barclays is now a leader in lowering rates.


Barclays Raises Online Savings Rate to 0.50% APY
Nov 8, 2021

Barclays has increased its online savings rate to 0.50%.

It has also increased all of its online CD rates over 1 year as listed here: https://www.bestcashcow.com/banks/barclays-bank-delaware-57203

 


Barclays Raises Online Savings Rate to 0.55% APY
Feb 22, 2022

Barclays has raised its online savings rate by 5 bps.  It isn't much, but it puts them ahead of the other most recognized names in online banking.


 

Loan Rates - June 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Barclays Bank Delaware

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
6.465% 6.375%
0.88 points
$2,378 fees
$1,560 Learn More
First Internet Bank
NMLS ID: 424182
5.569% 5.500%
0.75 points
$1,902 fees
$1,420 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to Barclays Bank Delaware
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Barclays Bank Delaware branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Barclays Bank Delaware Locations



Climate Initiatives

Barclays Bank Delaware is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Barclays Bank Delaware Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Barclays Bank Delaware. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Barclays Bank Delaware U.S. Bank Average
2.74% 3.95%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2021, Barclays Bank Delaware had $194,000,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,564,000,000 in equity and $1,516,000,000 in loans loss reserves. That gives it a Texas Ratio of 2.74%.

Return on Equity
Barclays Bank Delaware U.S. Bank Average
8.93% 10.50%

Barclays Bank Delaware has a Return on Equity of 8.93% versus the BestCashCow average of 10.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Barclays Bank Delaware U.S. Bank Average
18.91% 11.55%

Barclays Bank Delaware has a Capitalization of 18.91% versus the BestCashCow average of 11.55. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Barclays Bank Delaware Balance Sheet Analysis

As of December 31, 2021, Barclays Bank Delaware had assets of $29,416,000,000, loans of $20,644,000,000, and deposits of $21,131,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2021
ASSETS
Cash & Balances due from depository institutions $ 4.53 billion
Interest-bearing balances $ 4.10 billion
Total securities $ 145.00 million
Federal funds sold and reverse repurchase $ 1,957.00 million
Net loans and leases $ 20.64 billion
Loan loss allowance $ 1,516.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 992.00 million
All other assets $ 1,044.00 million
     Total Assets $ 23.85 billion
LIABILITIES
Total deposits $ 21.13 billion
      Interest-bearing deposits $ 21.07 billion
      Deposits held in domestic offices $ 21.13 billion
      % insured (estimated) 90.76%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 1,647.00 million
Subordinated debt N.A.
All other liabilities $ 1,074.00 million
      Total Liabilities $ 23.85 billion
      Shareholders’ Equity $ 5.56 billion

Summary Income Statement

December 31, 2021
INCOME AND EXPENSES
Total Interest Income $ 2.67 billion
Total Interest Expense $ 225.00 million
Net interest income $ 2.44 billion
Provision for loan and lease losses $ 302.00 million
Total non interest income $ 503.00 million
Total non interest expense $ 1,984.00 million
Pre-tax Net Operating Income $ 659.00 million

Bank Loan Profile?

The top three loan types in Barclays Bank Delaware’s loan portfolio are Credit Card Loans, Commercial and Industrial Loans, and Multifamily Mortgages.

Compared to other banks in Delaware, Barclays Bank Delaware has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.01
Credit Card Loans 100.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.01
Commercial and Industrial Loans 0.76
Farm Loans 0.00

Customer Reviews for Barclays Bank Delaware (35)


  • May 2, 2022 |

    Online Savings Rates

    Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anything else from the list.

  • November 8, 2021

    As of 11/03/2021 online savings rate increased to 0.50%

  • December 11, 2020 |

    Online Savings Rates

    All the good reviews on this site are planted by the bank. This is the worst. It used to be good and the transfer speed is good. Still they lower their rates below anyone else and do it without the notice that everyone else gives. Terribly upsetting to check my account monthly and see the rates falling. The constant credit card cross selling is annoying. Love Jet Blue but dealing with Barclays in really bad.

  • August 6, 2020 |

    Online Savings Rates

    This bank does not provide email notice of changes in savings account rates the way that other online banks do. Otherwise, it is the best one of these places to work with.

  • February 28, 2020 |

    Online Savings Rates

    This bank used to be the best one but everything has gone to pot here and I mean everything. In 1 year. Avoid this one. There are plenty of better banks on the list.

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