125 S West St
Wilmington, DE 19801
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Phone (866) 928-8598
Barclays Bank Delaware is an FDIC insured institution located in Wilmington, DE. It was founded in 0000 and has approximately $37.46 billion in assets.
FDIC Insured | Yes |
FDIC Certificate | # 57203 |
Date Established | 0000 |
Assets | $ 37.46 billion |
Loans | $ 27.60 billion |
Deposits | $ 28.42 billion |
Capital | $ 5.60 billion |
For a more detailed analysis of Barclays Bank Delaware's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Your Current Location: Virginia, VA 20146
Savings and Money Market Rates | APY | MIN | MAX | |
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Online Savings Account
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4.00% | $0 | - |
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CD Rates | APY | MIN | MAX | |
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12 Month
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4.90% | $0 | - |
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18 Month CD
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4.80% | $0 | - |
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24 Month CD
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4.60% | $0 | - |
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36 Month CD
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4.30% | $0 | - |
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48-Month Online CD
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4.40% | $0 | - |
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60 Month CD
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4.50% | $0 | - |
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Barclays has increased its online savings rate to 2.20%, matching Synchrony's move yesterday. Barclays remains beneath the most competitive online banks.
Barclays became the first of the major online bank to lower its online savings rate earlier today when it lowered its online savings rate to 1.60%.
Unfortunately, this may be a sign of where things are going through the rest of 2020.
Barclays has lowered its online savings rate from 1.15% APY to 1% APY this afternoon.
Barclays has slashed 20 basis points off of its savings rate.
Barclays is the first of the major online banks to drop its rate so low.
The British bank is a leader down, not up, in US online savings rates.
They are hoping you will not notice, but they've just lowered the rate again by 5 basis points.
Barclays is now a leader in lowering rates.
Barclays has increased its online savings rate to 0.50%.
It has also increased all of its online CD rates over 1 year as listed here: https://www.bestcashcow.com/banks/barclays-bank-delaware-57203
Barclays has raised its online savings rate by 5 bps. It isn't much, but it puts them ahead of the other most recognized names in online banking.
Barclays moved its online savings rate to 3.00% today.
Barclays raised its savings rate to 4.00% APY from 3.80%. Barclays has been later to raise its rates over the last year than just about any other online bank, and it is arriving at 4.00% after Citizens, Synchrony and CIT.
Barclays also has lowered its 12-month CD from 5.00% to 4.90% APY. Barclays does not currently have any CD offerings above 5%.
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Barclays Bank Delaware
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Monthly Payment |
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Note to Barclays Bank Delaware
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Barclays Bank Delaware branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Barclays Bank Delaware is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
The following ratios and data are available to help you better understand the financial condition of Barclays Bank Delaware. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Barclays Bank Delaware | U.S. Bank Average |
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5% | 4.09% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of December 31, 2022, Barclays Bank Delaware had $360,000,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,600,000,000 in equity and $1,605,000,000 in loans loss reserves. That gives it a Texas Ratio of 5%.
Barclays Bank Delaware | U.S. Bank Average |
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1.69% | 10.02% |
Barclays Bank Delaware has a Return on Equity of 1.69% versus the BestCashCow average of 10.02%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Barclays Bank Delaware | U.S. Bank Average |
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14.95% | 10.44% |
Barclays Bank Delaware has a Capitalization of 14.95% versus the BestCashCow average of 10.44. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
As of December 31, 2022, Barclays Bank Delaware had assets of $37,462,000,000, loans of $27,601,000,000, and deposits of $28,424,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
ASSETS | |
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Cash & Balances due from depository institutions | $ 5.38 billion |
Interest-bearing balances | $ 4.94 billion |
Total securities | $ 133.00 million |
Federal funds sold and reverse repurchase | $ 1,962.00 million |
Net loans and leases | $ 27.60 billion |
Loan loss allowance | $ 1,605.00 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | N.A. |
Goodwill and other intangibles | $ 974.00 million |
All other assets | $ 1,112.00 million |
Total Assets | $ 31.86 billion |
LIABILITIES | |
---|---|
Total deposits | $ 28.42 billion |
Interest-bearing deposits | $ 28.37 billion |
Deposits held in domestic offices | $ 28.42 billion |
% insured (estimated) | 94.18% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 2.87 billion |
Subordinated debt | N.A. |
All other liabilities | $ 870.00 million |
Total Liabilities | $ 31.86 billion |
Shareholders’ Equity | $ 5.60 billion |
INCOME AND EXPENSES | |
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Total Interest Income | $ 3.69 billion |
Total Interest Expense | $ 486.00 million |
Net interest income | $ 3.21 billion |
Provision for loan and lease losses | $ 627.00 million |
Total non interest income | $ 272.00 million |
Total non interest expense | $ 2.73 billion |
Pre-tax Net Operating Income | $ 152.00 million |
The top three loan types in Barclays Bank Delaware’s loan portfolio are Credit Card Loans, Commercial and Industrial Loans, and Multifamily Mortgages.
Compared to other banks in Delaware, Barclays Bank Delaware has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
% Loans |
% Comparison to Other Banks |
|||
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Low | Med | High | ||
1-4 Family Residential Loans | 0.00 | ✓ | ||
Multifamily Mortgages |
0.01 | ✓ | ||
Credit Card Loans | 94.11 | ✓ | ||
Consumer Auto Loans | 0.00 | ✓ | ||
Small Business Loans | 0.00 | ✓ | ||
Construction and Development Loans | 0.00 | ✓ | ||
Commercial Real Estate | 0.00 | ✓ | ||
Commercial and Industrial Loans | 0.82 | ✓ | ||
Farm Loans | 0.00 | ✓ |
Customer Reviews for Barclays Bank Delaware (35)
LenaL
May 2, 2022 |
Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anything else from the list.
Is this review helpful? Yes:0 / No: 0
GAM
November 8, 2021
As of 11/03/2021 online savings rate increased to 0.50%
Is this review helpful? Yes:1 / No: 0
WallyC
December 11, 2020 |
All the good reviews on this site are planted by the bank. This is the worst. It used to be good and the transfer speed is good. Still they lower their rates below anyone else and do it without the notice that everyone else gives. Terribly upsetting to check my account monthly and see the rates falling. The constant credit card cross selling is annoying. Love Jet Blue but dealing with Barclays in really bad.
Is this review helpful? Yes:0 / No: 0
Trump for Jail 2020
August 6, 2020 |
This bank does not provide email notice of changes in savings account rates the way that other online banks do. Otherwise, it is the best one of these places to work with.
Is this review helpful? Yes:0 / No: 0
Gustavo L 18
February 28, 2020 |
This bank used to be the best one but everything has gone to pot here and I mean everything. In 1 year. Avoid this one. There are plenty of better banks on the list.
Is this review helpful? Yes:1 / No: 1
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