Barclays Bank Delaware

100 South West Street
Wilmington, DE 19801

Visit Barclays Bank Delaware Website

Barclays Bank Delaware

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57203
Date Established 2001
Assets $29.67 billion
Loans $23.45 billion
Deposits $20.79 billion
Capital $3.78 billion

Barclays Bank Delaware is an FDIC insured institution located in Wilmington, DE. It was founded in 2001 and has approximately $29.67 billion in assets.

For a more detailed analysis of Barclays Bank Delaware's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Barclays Bank Delaware’s loan portfolio are Credit Card Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Delaware, Barclays Bank Delaware has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.01
Credit Card Loans 100.00
Consumer Auto Loans 0.00
Small Business Loans 0.02
Construction and Development Loans 0.00
Commercial Real Estate 0.03
Commercial and Industrial Loans 0.79
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
60 Month CD 1.75% $0 - Learn MoreShow Less
6 Month 0.55% $0 - Learn MoreShow Less
9 Month 0.60% $0 - Learn MoreShow Less
12 Month 1.20% $0 - Learn MoreShow Less
18 Month CD 1.25% $0 - Learn MoreShow Less
24 Month CD 1.35% $0 - Learn MoreShow Less
36 Month CD 1.50% $0 - Learn MoreShow Less
48-Month Online CD 1.60% $0 - Learn MoreShow Less
Savings Rates APY MIN MAX
Online Savings Account 1.00% $0 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for Barclays Bank Delaware

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Branches

Barclays Bank Delaware branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Barclays Bank Delaware Locations

Financial Details

Barclays Bank Delaware Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Barclays Bank Delaware. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
Barclays Bank Delaware U.S. Bank Average
5.41% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, Barclays Bank Delaware had $250,101,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,782,468,000 in equity and $837,654,000 in loans loss reserves. That gives it a Texas Ratio of 5.41%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Barclays Bank Delaware U.S. Bank Average
13.55% 9.45%

Barclays Bank Delaware has a Return on Equity of 13.55% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Barclays Bank Delaware U.S. Bank Average
12.75% 11.28%

Barclays Bank Delaware has a Capitalization of 12.75% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Barclays Bank Delaware Balance Sheet Analysis

As of June 30, 2016, Barclays Bank Delaware had assets of $29,672,565,000, loans of $23,449,489,000, and deposits of $20,793,328,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Barclays Bank Delaware (14)


  • Ted

    August 06, 2016

    Online CDs 24 Month Rates

    I had an easy experience opening with Barclays. Found the 2 year to be compelling in this environment.

  • Frank LaPierre

    July 28, 2016 | | Replies 1

    Online Savings Rates

    These guys have upped their game, at least with the online website. It is now very clear, straightforward, no gimmicks. The best I have found.

    Roger | Dec 06, 2016

    Frank, Barclays is average at best. Saying they have upped their game because the website is now user friendly is like saying Trump is not mentally ill because he acted normally, once.

  • C. Lapin

    July 08, 2016 |

    Online CDs 12 Month Rates

    I have been a very happy customer of Barclays for their online savings product since they launched 4 years ago. I bought a 5 year CD too when the rate was at 2.25%, but it is no longer. The 1.25% rate isn't exciting, but I am glad to see that they became competitive at this duration, and I will probably buy a CD here too.

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