Barclays Bank

125 South West Street
Wilmington, DE 19801

Visit Barclays Bank Website

Barclays Bank

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57203
Date Established 2001
Assets $33.07 billion
Loans $25.28 billion
Deposits $23.22 billion
Capital $4.27 billion

Barclays Bank is an FDIC insured institution located in Wilmington, DE. It was founded in 2001 and has approximately $33.07 billion in assets.

For a more detailed analysis of Barclays Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Barclays Bank’s loan portfolio are Credit Card Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Delaware, Barclays Bank has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.01
Credit Card Loans 100.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.05
Commercial and Industrial Loans 1.84
Farm Loans 0.00

Deposit Rates

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Barclays Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.320% 4.250% 0.38 $2,190 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to Barclays Bank
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Branches

Barclays Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Barclays Bank Locations

Financial Details

Barclays Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Barclays Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Barclays Bank U.S. Bank Average
5.63% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Barclays Bank had $310,486,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,265,882,000 in equity and $1,251,518,000 in loans loss reserves. That gives it a Texas Ratio of 5.63%.

Return on Equity
Barclays Bank U.S. Bank Average
8.54% 8.84%

Barclays Bank has a Return on Equity of 8.54% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Barclays Bank U.S. Bank Average
12.9% 12.21%

Barclays Bank has a Capitalization of 12.9% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Barclays Bank Balance Sheet Analysis

As of September 30, 2017, Barclays Bank had assets of $33,068,404,000, loans of $25,276,592,000, and deposits of $23,222,035,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Barclays Bank

Branches and Savings

Is Barclays Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57203.

Why does Barclays Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Barclays Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Barclays Bank a commercial bank?

Yes

Where are Barclays Bank locations?

See branch locations nearby.

Is Barclays Bank open on Saturdays?

Is Barclays Bank open on Sundays?

What time does Barclays Bank open?

What time does Barclays Bank close?

Are Barclays Bank ATMs Open 24/7?

Do Barclays Bank ATMs accept cash deposits?

Can Barclays Bank customers use other ATMs?

Do Barclays Bank branches have notaries?

Will Barclays Bank notarize my document?

What address for Barclays Bank should I put for incoming ACH transfers?

Will the Barclays Bank branch print checks?

Do Barclays Bank checks expire?

Does Barclays Bank require US citizenship to open account?

Can Barclays Bank close my account?

Does Barclays Bank Report to credit bureaus?

Does Barclays Bank Use Equifax?

What is Barclays Bank's ACH Routing Number?

What is Barclays Bank's SWIFT code?

Products

Does Barclays Bank offer mortgages?

Compare mortgage rates here.

Does Barclays Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Barclays Bank offer personal loans?

Compare personal loan rates here.

Does Barclays Bank offer student loans?

Will Barclays Bank cash a check?

Will Barclays Bank redeem a savings bond?

Does Barclays Bank cash savings bonds?

Will Barclays Bank cash money orders?

Can Barclays Bank issue a money order?

Does Barclays Bank do currency exchange?

Background on The Bank

Who owns Barclays Bank?

How long has Barclays Bank been around?

Can Barclays Bank transfer to other banks?

Does Barclays Bank have quick pay?

Does Barclays Bank accept rolled coins?

Will Barclays Bank accept loose change?

Where is Barclays Bank headquarters?

Customer Reviews for Barclays Bank (24)


  • Darren Potter

    March 19, 2018 |

    Online Savings Rates

    I have been with these guys for a while. I used to love to instant transfers from my Chase account. Now, my transfers set up on Thursday night don't land where they are going until Tuesday morning. Barclays clearly decided to make money on the float so I will float over to Purepoint which doesn't.

  • Lee

    February 24, 2018

    Applied for savings account. Denied - said they were unable to verify identity. Asked for a copy of SS card, Drivers License and either a bank statement or utility bill. Too much trouble so I opened an account at Ally. Ally did ask me to lift my freeze on my credit for a few hours so they could verify identity. That was much easier than the hoops Barclays wanted me to jump through. So in my case it was easier to open a savings account at Ally than Barclays

  • lab4747

    February 12, 2018 |

    I have had savings accounts with barclays for years. I'm glad they did away with the dream account which had too many rules, and wish they would create a checking account. the biggest issue I have is that there is no iphone app available. Sure, it may take a day or 2 to get transfers credited, but its no slower than my capital one account. What's a day or 2 in the long run?

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