This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,265 | 1,586 |
| 2 | 52,265 | 2,368 | 1,657 |
| 3 | 54,633 | 2,475 | 1,732 |
| 4 | 57,107 | 2,587 | 1,811 |
| 5 | 59,694 | 2,704 | 1,893 |
| 6 | 62,399 | 2,827 | 1,979 |
| 7 | 65,225 | 2,955 | 2,068 |
| 8 | 68,180 | 3,089 | 2,162 |
| 9 | 71,268 | 3,228 | 2,260 |
| 10 | 74,497 | 3,375 | 2,362 |
| 11 | 77,872 | 3,528 | 2,469 |
| 12 | 81,399 | 3,687 | 2,581 |
| 13 | 85,087 | 3,854 | 2,698 |
| 14 | 88,941 | 4,029 | 2,820 |
| 15 | 92,970 | 4,212 | 2,948 |
| 16 | 97,182 | 4,402 | 3,082 |
| 17 | 101,584 | 4,602 | 3,221 |
| 18 | 106,186 | 4,810 | 3,367 |
| 19 | 110,996 | 5,028 | 3,520 |
| 20 | 116,024 | 5,256 | 3,679 |
| TOTAL | $71,280 | $49,896 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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