This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,655 | 1,159 |
| 2 | 51,655 | 1,710 | 1,197 |
| 3 | 53,365 | 1,766 | 1,236 |
| 4 | 55,131 | 1,825 | 1,277 |
| 5 | 56,956 | 1,885 | 1,320 |
| 6 | 58,841 | 1,948 | 1,363 |
| 7 | 60,789 | 2,012 | 1,408 |
| 8 | 62,801 | 2,079 | 1,455 |
| 9 | 64,880 | 2,148 | 1,503 |
| 10 | 67,027 | 2,219 | 1,553 |
| 11 | 69,246 | 2,292 | 1,604 |
| 12 | 71,538 | 2,368 | 1,658 |
| 13 | 73,906 | 2,446 | 1,712 |
| 14 | 76,352 | 2,527 | 1,769 |
| 15 | 78,879 | 2,611 | 1,828 |
| 16 | 81,490 | 2,697 | 1,888 |
| 17 | 84,188 | 2,787 | 1,951 |
| 18 | 86,974 | 2,879 | 2,015 |
| 19 | 89,853 | 2,974 | 2,082 |
| 20 | 92,827 | 3,073 | 2,151 |
| TOTAL | $45,900 | $32,130 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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4.15% |
$1,500 |
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Last change: ↓0.05% on December 1. |
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4.15% |
$1,000 |
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Last change: ↑0.10% on December 1. |
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4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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