This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.56% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,280 | 1,596 |
| 2 | 52,280 | 2,384 | 1,669 |
| 3 | 54,664 | 2,493 | 1,745 |
| 4 | 57,157 | 2,606 | 1,824 |
| 5 | 59,763 | 2,725 | 1,908 |
| 6 | 62,488 | 2,849 | 1,995 |
| 7 | 65,338 | 2,979 | 2,086 |
| 8 | 68,317 | 3,115 | 2,181 |
| 9 | 71,432 | 3,257 | 2,280 |
| 10 | 74,690 | 3,406 | 2,384 |
| 11 | 78,095 | 3,561 | 2,493 |
| 12 | 81,657 | 3,724 | 2,606 |
| 13 | 85,380 | 3,893 | 2,725 |
| 14 | 89,273 | 4,071 | 2,850 |
| 15 | 93,344 | 4,257 | 2,980 |
| 16 | 97,601 | 4,451 | 3,115 |
| 17 | 102,051 | 4,654 | 3,257 |
| 18 | 106,705 | 4,866 | 3,406 |
| 19 | 111,571 | 5,088 | 3,561 |
| 20 | 116,658 | 5,320 | 3,724 |
| TOTAL | $71,978 | $50,385 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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