This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 880 | 616 |
| 2 | 50,880 | 895 | 627 |
| 3 | 51,775 | 911 | 638 |
| 4 | 52,687 | 927 | 649 |
| 5 | 53,614 | 944 | 661 |
| 6 | 54,558 | 960 | 672 |
| 7 | 55,518 | 977 | 684 |
| 8 | 56,495 | 994 | 696 |
| 9 | 57,489 | 1,012 | 708 |
| 10 | 58,501 | 1,030 | 721 |
| 11 | 59,531 | 1,048 | 733 |
| 12 | 60,578 | 1,066 | 746 |
| 13 | 61,645 | 1,085 | 759 |
| 14 | 62,730 | 1,104 | 773 |
| 15 | 63,834 | 1,123 | 786 |
| 16 | 64,957 | 1,143 | 800 |
| 17 | 66,100 | 1,163 | 814 |
| 18 | 67,264 | 1,184 | 829 |
| 19 | 68,448 | 1,205 | 843 |
| 20 | 69,652 | 1,226 | 858 |
| TOTAL | $20,878 | $14,615 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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