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Comparison of Deposit Account from Bank of Vici with 0.96% - November 2026


Long-Term Analysis of Bank of Vici with 0.96% APY and Triad Bank, National Association with 0.17% APY and The Farmers Bank with 1.12% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Bank of Vici
    0.96%
    -
    $50,000
    48 Month
    Bank
    1.17x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    0.96%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 480 336
    2 50,480 485 339
    3 50,965 489 342
    4 51,454 494 346
    5 51,948 499 349
    6 52,447 503 352
    7 52,950 508 356
    8 53,458 513 359
    9 53,972 518 363
    10 54,490 523 366
    11 55,013 528 370
    12 55,541 533 373
    13 56,074 538 377
    14 56,612 543 380
    15 57,156 549 384
    16 57,705 554 388
    17 58,259 559 391
    18 58,818 565 395
    19 59,382 570 399
    20 59,953 576 403
    TOTAL $10,528 $7,370
  • 2
    LOCAL CD
    Triad Bank, National Association
    0.17%
    -
    $50,000
    6 Month
    Bank
    0.42x (National Avg. - 0.40%)
    $10,000
     
    SCENARIO
    Year Rate
    0.17%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 85 60
    2 50,085 85 60
    3 50,170 85 60
    4 50,255 85 60
    5 50,341 86 60
    6 50,426 86 60
    7 50,512 86 60
    8 50,598 86 60
    9 50,684 86 60
    10 50,770 86 60
    11 50,857 86 61
    12 50,943 87 61
    13 51,030 87 61
    14 51,116 87 61
    15 51,203 87 61
    16 51,290 87 61
    17 51,377 87 61
    18 51,465 87 61
    19 51,552 88 61
    20 51,640 88 61
    TOTAL $1,728 $1,209
  • 3
    LOCAL CD
    The Farmers Bank
    1.12%
    -
    $50,000
    60 Month
    Bank
    1.20x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    1.12%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 558 391
    2 50,558 564 395
    3 51,122 571 399
    4 51,693 577 404
    5 52,270 583 408
    6 52,853 590 413
    7 53,443 596 417
    8 54,039 603 422
    9 54,642 610 427
    10 55,252 617 432
    11 55,869 623 436
    12 56,492 630 441
    13 57,123 637 446
    14 57,760 645 451
    15 58,405 652 456
    16 59,057 659 461
    17 59,716 666 466
    18 60,382 674 472
    19 61,056 681 477
    20 61,737 689 482
    TOTAL $12,426 $8,698

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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    Early Withdrawal Penalty is 730 days interest.

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    Early Withdrawal Penalty is 365 days interest.

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    Last change: ↑0.80% on April 27.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↑0.78% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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