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Comparison of Deposit Account from Bank of Vici with 0.96% - June 2025

Long-Term Analysis of SOUTHBRIDGE with 0.75% APY and Rosedale Federal Savings and Loan Association with 0.70% APY and Independent Bank with 1.81% APY and Bank of Vici with 0.96% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

SOUTHBRIDGE

0.75%

$50,000

24 Month

Credit Union

1.13x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

Rosedale Federal Savings and Loan Association

0.70%

$50,000

12 Month

Bank

1.27x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

Independent Bank

1.81%

$50,000

6 Month

Bank

4.43x (National Avg. - 0.41%)

$500

SCENARIO

Year	Rate 1.81%	Annual Interest	Annual Interest (After Tax)
1	50,000	905	634
2	50,905	921	645
3	51,826	938	657
4	52,764	955	669
5	53,719	972	681
6	54,692	990	693
7	55,682	1,008	705
8	56,690	1,026	718
9	57,716	1,045	731
10	58,760	1,064	744
11	59,824	1,083	758
12	60,907	1,102	772
13	62,009	1,122	786
14	63,131	1,143	800
15	64,274	1,163	814
16	65,437	1,184	829
17	66,622	1,206	844
18	67,828	1,228	859
19	69,055	1,250	875
20	70,305	1,273	891
	TOTAL	$21,578	$15,105

LOCAL CD

Bank of Vici

0.96%

$50,000

48 Month

Bank

1.18x (National Avg. - 0.82%)

$1,000

SCENARIO

Year	Rate 0.96%	Annual Interest	Annual Interest (After Tax)
1	50,000	480	336
2	50,480	485	339
3	50,965	489	342
4	51,454	494	346
5	51,948	499	349
6	52,447	503	352
7	52,950	508	356
8	53,458	513	359
9	53,972	518	363
10	54,490	523	366
11	55,013	528	370
12	55,541	533	373
13	56,074	538	377
14	56,612	543	380
15	57,156	549	384
16	57,705	554	388
17	58,259	559	391
18	58,818	565	395
19	59,382	570	399
20	59,953	576	403
	TOTAL	$10,528	$7,370

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from Bank of Vici with 0.96% - June 2025

Long-Term Analysis of SOUTHBRIDGE with 0.75% APY and Rosedale Federal Savings and Loan Association with 0.70% APY and Independent Bank with 1.81% APY and Bank of Vici with 0.96% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Bank of Vici with 0.96% - June 2025