Bank of Vici

Headquarters

121 West Broadway Street
Vici, OK 73859
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.95% →
1-Year CD 0.70% 1.01% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.01% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Bank of Vici is an FDIC insured institution located in Vici, OK. It was founded in 1902 and has approximately $0.04 billion in assets.

FDIC Insured Yes
FDIC Certificate # 420
Date Established 1902
Assets $ 35.90 million
Loans $ 18.63 million
Deposits $ 31.07 million
Capital $ 4.79 million
 

For a more detailed analysis of Bank of Vici's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.25% $1 - Learn More
CD Rates APY MIN MAX
3 Mo CD
0.30% $1,000 - Learn More
6 Mo CD
0.50% $1,000 - Learn More
12 Mo CD
0.70% $1,000 - Learn More
18 Mo CD
0.70% $1,000 - Learn More
24 Mo CD
0.80% $1,000 - Learn More
30 Mo CD
0.80% $1,000 - Learn More
48 Mo CD
0.96% $1,000 - Learn More
60 Mo CD
1.01% $1,000 - Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 - Learn MoreShow Less

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bank of Vici

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Bank of Vici
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Branches

Bank of Vici branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Bank of Vici Locations


Financial Details

Bank of Vici Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Vici. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Vici U.S. Bank Average
28.88% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Bank of Vici had $1,410,000 in non-current loans and $13,000 in owned real estate. To cover these potential losses it had $4,785,000 in equity and $143,000 in loans loss reserves. That gives it a Texas Ratio of 28.88%.

Return on Equity
Bank of Vici U.S. Bank Average
7.83% 7.80%

Bank of Vici has a Return on Equity of 7.83% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Vici U.S. Bank Average
13.33% 12.68%

Bank of Vici has a Capitalization of 13.33% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Vici Balance Sheet Analysis

As of March 31, 2020, Bank of Vici had assets of $35,896,000, loans of $18,628,000, and deposits of $31,066,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 4.54 million
Interest-bearing balances $ 3.56 million
Total securities $ 6.17 million
Federal funds sold and reverse repurchase $ 4.49 million
Net loans and leases $ 18.63 million
Loan loss allowance $ 0.14 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.01 million
Goodwill and other intangibles N.A.
All other assets $ 1.77 million
     Total Assets $ 31.11 million
LIABILITIES
Total deposits $ 31.07 million
      Interest-bearing deposits $ 22.83 million
      Deposits held in domestic offices $ 31.07 million
      % insured (estimated) 86.69%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.05 million
      Total Liabilities $ 31.11 million
      Shareholders’ Equity $ 4.79 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.43 million
Total Interest Expense $ 0.08 million
Net interest income $ 0.35 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.11 million
Total non interest expense $ 0.37 million
Pre-tax Net Operating Income $ 0.09 million

Bank Loan Profile?

The top three loan types in Bank of Vici’s loan portfolio are Commercial and Industrial Loans, Consumer Auto Loans, and Farm Loans.

Compared to other banks in Oklahoma, Bank of Vici has a significantly higher percent of Consumer Auto Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 4.61
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 10.01
Small Business Loans 0.00
Construction and Development Loans 3.22
Commercial Real Estate 7.44
Commercial and Industrial Loans 45.90
Farm Loans 9.19

Frequently Asked Questions About Bank Of Vici

Branches and Savings

Is Bank Of Vici FDIC insured?

Yes. It is covered under FDIC Certificate #420.

Why does Bank Of Vici pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Vici CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Vici a commercial bank?

Yes

Where are Bank Of Vici locations?

See branch locations nearby.

Is Bank Of Vici open on Saturdays?

Is Bank Of Vici open on Sundays?

What time does Bank Of Vici open?

What time does Bank Of Vici close?

Are Bank Of Vici ATMs Open 24/7?

Do Bank Of Vici ATMs accept cash deposits?

Can Bank Of Vici customers use other ATMs?

Do Bank Of Vici branches have notaries?

Will Bank Of Vici notarize my document?

What address for Bank Of Vici should I put for incoming ACH transfers?

Will the Bank Of Vici branch print checks?

Do Bank Of Vici checks expire?

Does Bank Of Vici require US citizenship to open account?

Can Bank Of Vici close my account?

Does Bank Of Vici Report to credit bureaus?

Does Bank Of Vici Use Equifax?

What is Bank Of Vici's ACH Routing Number?

What is Bank Of Vici's SWIFT code?

Products

Does Bank Of Vici offer mortgages?

Compare mortgage rates here.

Does Bank Of Vici offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Vici offer personal loans?

Compare personal loan rates here.

Does Bank Of Vici offer student loans?

Will Bank Of Vici cash a check?

Will Bank Of Vici redeem a savings bond?

Does Bank Of Vici cash savings bonds?

Will Bank Of Vici cash money orders?

Can Bank Of Vici issue a money order?

Does Bank Of Vici do currency exchange?

Background on The Bank

Who owns Bank Of Vici?

How long has Bank Of Vici been around?

Can Bank Of Vici transfer to other banks?

Does Bank Of Vici have quick pay?

Does Bank Of Vici accept rolled coins?

Will Bank Of Vici accept loose change?

Where is Bank Of Vici headquarters?

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