This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.79% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,394 | 976 |
| 2 | 51,394 | 1,433 | 1,003 |
| 3 | 52,827 | 1,473 | 1,031 |
| 4 | 54,300 | 1,514 | 1,060 |
| 5 | 55,814 | 1,556 | 1,089 |
| 6 | 57,370 | 1,599 | 1,120 |
| 7 | 58,969 | 1,644 | 1,151 |
| 8 | 60,613 | 1,690 | 1,183 |
| 9 | 62,303 | 1,737 | 1,216 |
| 10 | 64,040 | 1,785 | 1,250 |
| 11 | 65,825 | 1,835 | 1,285 |
| 12 | 67,661 | 1,886 | 1,320 |
| 13 | 69,547 | 1,939 | 1,357 |
| 14 | 71,486 | 1,993 | 1,395 |
| 15 | 73,479 | 2,049 | 1,434 |
| 16 | 75,528 | 2,106 | 1,474 |
| 17 | 77,633 | 2,164 | 1,515 |
| 18 | 79,798 | 2,225 | 1,557 |
| 19 | 82,023 | 2,287 | 1,601 |
| 20 | 84,309 | 2,351 | 1,645 |
| TOTAL | $36,660 | $25,662 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.51% |
$25,000 |
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Last change: ↓0.15% on May 13. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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|
|
5.46% |
$1,000 |
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Last change: ↓0.05% on May 9. |
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|
|
5.41% |
$50,000 |
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|
Last change: ↓0.36% on March 12. |
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