This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,266 | 886 |
| 2 | 51,266 | 1,298 | 908 |
| 3 | 52,563 | 1,330 | 931 |
| 4 | 53,893 | 1,364 | 955 |
| 5 | 55,257 | 1,399 | 979 |
| 6 | 56,656 | 1,434 | 1,004 |
| 7 | 58,090 | 1,470 | 1,029 |
| 8 | 59,560 | 1,507 | 1,055 |
| 9 | 61,068 | 1,546 | 1,082 |
| 10 | 62,613 | 1,585 | 1,109 |
| 11 | 64,198 | 1,625 | 1,137 |
| 12 | 65,823 | 1,666 | 1,166 |
| 13 | 67,489 | 1,708 | 1,196 |
| 14 | 69,197 | 1,751 | 1,226 |
| 15 | 70,948 | 1,796 | 1,257 |
| 16 | 72,744 | 1,841 | 1,289 |
| 17 | 74,585 | 1,888 | 1,321 |
| 18 | 76,473 | 1,936 | 1,355 |
| 19 | 78,409 | 1,985 | 1,389 |
| 20 | 80,393 | 2,035 | 1,424 |
| TOTAL | $32,428 | $22,699 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.51% |
$25,000 |
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Last change: ↓0.15% on May 13. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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|
|
5.46% |
$1,000 |
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|
Last change: ↓0.05% on May 9. |
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|
|
5.41% |
$50,000 |
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|
Last change: ↓0.36% on March 12. |
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