This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.77% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,885 | 1,319 |
| 2 | 51,885 | 1,956 | 1,369 |
| 3 | 53,840 | 2,029 | 1,420 |
| 4 | 55,869 | 2,106 | 1,474 |
| 5 | 57,975 | 2,185 | 1,530 |
| 6 | 60,160 | 2,267 | 1,587 |
| 7 | 62,427 | 2,353 | 1,647 |
| 8 | 64,780 | 2,442 | 1,709 |
| 9 | 67,222 | 2,534 | 1,774 |
| 10 | 69,756 | 2,629 | 1,840 |
| 11 | 72,385 | 2,728 | 1,910 |
| 12 | 75,113 | 2,831 | 1,982 |
| 13 | 77,944 | 2,938 | 2,056 |
| 14 | 80,882 | 3,048 | 2,134 |
| 15 | 83,930 | 3,163 | 2,214 |
| 16 | 87,093 | 3,283 | 2,298 |
| 17 | 90,376 | 3,406 | 2,384 |
| 18 | 93,782 | 3,535 | 2,474 |
| 19 | 97,317 | 3,668 | 2,568 |
| 20 | 100,985 | 3,806 | 2,664 |
| TOTAL | $54,791 | $38,353 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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