Compare Savings vs. CDs
Comparison of Deposit Account from Big Horn Federal Savings Bank with 3.80% - October 2025


Long-Term Analysis of Wolf River Community Bank with 0.50% APY and Big Horn Federal Savings Bank with 3.80% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.50%
    -
    $50,000
    48 Month
    Bank
    0.61x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 2
    LOCAL CD
    3.80%
    -
    $50,000
    72 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    3.80%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,898 1,328
    2 51,898 1,970 1,379
    3 53,867 2,044 1,431
    4 55,911 2,122 1,485
    5 58,033 2,202 1,542
    6 60,235 2,286 1,600
    7 62,521 2,373 1,661
    8 64,894 2,463 1,724
    9 67,357 2,556 1,789
    10 69,913 2,653 1,857
    11 72,566 2,754 1,928
    12 75,320 2,858 2,001
    13 78,178 2,967 2,077
    14 81,145 3,079 2,156
    15 84,225 3,196 2,237
    16 87,421 3,318 2,322
    17 90,739 3,444 2,410
    18 94,182 3,574 2,502
    19 97,757 3,710 2,597
    20 101,466 3,851 2,695
    TOTAL $55,317 $38,722

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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